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annual percentage rate

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09:29 Nov 21, 2008
English to Vietnamese translations [Non-PRO]
Bus/Financial - Real Estate
English term or phrase: annual percentage rate
This is not the note rate on your loan. It is a value created according to a government formula intended to reflect the true annual cost of borrowing, expressed as a percentage. It works sort of like this, but not exactly, so only use this as a guideline: deduct the closing costs from your loan amount, then using your actual loan payment, calculate what the interest rate would be on this amount instead of your actual loan amount. You will come up with a number close to the APR. Because you are using the same payment on a smaller amount, the APR is always higher than the actual note rate on your loan.
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Summary of answers provided
5 +1lãi suất phần trăm hàng năm
Nguyen Dieu
5tỷ lệ lãi xuất hàng năm
Paul Tu
5phí suất tín dụng năm
Lys Nguyen


  

Answers


5 mins   confidence: Answerer confidence 5/5 peer agreement (net): +1
lãi suất phần trăm hàng năm


Explanation:
lãi suất phần trăm hàng năm


    Reference: http://www.nhatban.net/info/a0016.html
Nguyen Dieu
Vietnam
Local time: 10:29
Works in field
Native speaker of: Native in VietnameseVietnamese

Peer comments on this answer (and responses from the answerer)
agree  Ai-Phuong Ton-Nu
22 hrs
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6 mins   confidence: Answerer confidence 5/5
phí suất tín dụng năm


Explanation:
ie: lãi suất phát sinh trên số dư tiền nợ hàng năm

Lys Nguyen
Vietnam
Local time: 10:29
Works in field
Native speaker of: Native in EnglishEnglish, Native in VietnameseVietnamese
PRO pts in category: 4
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17 hrs   confidence: Answerer confidence 5/5
tỷ lệ lãi xuất hàng năm


Explanation:
this is understood as the rate of interest per year.

Paul Tu
Local time: 20:29
Works in field
Native speaker of: Native in VietnameseVietnamese
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