Glossary entry (derived from question below)
French term or phrase:
coefficient réduction majoration
English translation:
No-Claims Discount (or premium loading)
Added to glossary by
Simon Cole
Oct 8, 2008 10:38
16 yrs ago
10 viewers *
French term
United Kingdom
Works in: French to English
coefficient réduction majoration
French to English
Other
Insurance
An insurance record sets out the policy number, name of the policyholder, type of vehicle insured and the expression "coefficient réduction majoration de 0,54 a la derniere echeance anniversaire du 05/12/2007". I came across "no claims bonus" on the Internet but according to the document I am working on, the policyholder was involved in an accident in 2005 so is anyone able to help me clarify this please?
Proposed translations
(English)
| 5 | No-Claims Discount (or premium loading) |
Simon Cole
|
| 4 | no-claim bonus ratio |
swanda
|
| 3 | bonus malus coefficient |
Alain Pommet
|
| 3 | adjustable at-fault accident coefficient |
MatthewLaSon
|
Change log
Oct 15, 2008 13:37: Simon Cole Created KOG entry
Proposed translations
23 hrs
Simon Cole
United Kingdom
United Kingdom
Native in English
United Kingdom
My words - your meaning
Native in: English (Variants: Australian, Canadian, New Zealand, Scottish, British, UK, Irish, US) 
Works in: French to English
Related KudoZ points
:
4
Selected
No-Claims Discount (or premium loading)
the British insurance industry normally talks about the NCD - it's customers who call it a "bonus". I have one of these corfficients on my French car insurance and it represents the percentage by which the premium is discounted. It generally goes up (to a max of about 52-52%) in 2% increments year on year and can be reduced (= an effective increase in what you pay) following a claim or an accident. For young or risky drivers, the premium can attract a loading, in which case it is increased (eg. 120%).
Reference:
http://www.directline.com/motor/newimprovedcar.htm
http://www.yesinsurance.co.uk/car-insurance/questions-no-claims-discounts.html
4 KudoZ points awarded for this answer.
Comment: "Thanks very much"
28 mins
bonus malus coefficient
You might like to adapt your translation depending on how technical the document is.
Certainly in the UK at least many people understand the term 'no claims bonus', but the problem is that under the bonus/malus system you can also incur a 'malus' if you cause an accident or make a claim.
http://www.netassurances.com/bibliotheque/bonus.asp
http://en.wikipedia.org/wiki/Bonus-Malus
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Note added at 35 mins (2008-10-08 11:13:34 GMT)
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Given the context (and reading my own references a bit more closely!) you could very well express it as "no claims bonus of 46%"
Certainly in the UK at least many people understand the term 'no claims bonus', but the problem is that under the bonus/malus system you can also incur a 'malus' if you cause an accident or make a claim.
http://www.netassurances.com/bibliotheque/bonus.asp
http://en.wikipedia.org/wiki/Bonus-Malus
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Note added at 35 mins (2008-10-08 11:13:34 GMT)
--------------------------------------------------
Given the context (and reading my own references a bit more closely!) you could very well express it as "no claims bonus of 46%"
42 mins
no-claim bonus ratio
scoremore.org/finance/two-minutes-guide-to-no-claim-bonus/
www.safireinsurance.com/index.php?option=com_content&task=v...
www.safireinsurance.com/index.php?option=com_content&task=v...
6 hrs
adjustable at-fault accident coefficient
Hello,
It's one of the factors used in determining how much car insurance one will pay according to one's history of at-fault accidents.
réduction = decrease
majoriation = increase
I think that "réduction majoration" is best translated by "adjustable" (can go up or down based on evolving driving history)
It's one of the factors used in determining how much car insurance one will pay according to one's history of at-fault accidents.
réduction = decrease
majoriation = increase
I think that "réduction majoration" is best translated by "adjustable" (can go up or down based on evolving driving history)
Discussion