KudoZ home » French to English » Finance (general)

compte collectif non joint

Advertisement

Login or register (free and only takes a few minutes) to participate in this question.

You will also have access to many other tools and opportunities designed for those who have language-related jobs
(or are passionate about them). Participation is free and the site has a strict confidentiality policy.
04:24 Sep 4, 2008
French to English translations [PRO]
Bus/Financial - Finance (general) / accounts
French term or phrase: compte collectif non joint
This expression appears in a list of types of bank accounts:

"Les comptes collectifs:
- compte collectif joint
- compte collectif non joint
- compte collectif non joint avec pouvoir donné à l'un des titulatires. "

The first, I assume, would be a "joint account" in English while the third would be a joint account where power to sign and operate the account is given to one person.

But what would the second be? There were only two hits on Google for the phrase and neither link was functioning (perhaps such accounts don't exist any more). Is it an account where there are a number of account holders but not all have power to operate the account? But if that's the case, what is the difference between the second and third type of account?

Any assistance greatly appreciated. TIA.
Sarah Walls
Australia
Local time: 16:22
Advertisement


Summary of answers provided
3non joint and several accountmimi 254
3joint account requiring the signature/authorisation of all account holdersAlain Pommet
3Non joint reconciliation account
rupali_k
3non joint collective account
swanda
2either or survivor or any one or survivor account
Narasimhan Raghavan


  

Answers


2 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
joint account requiring the signature/authorisation of all account holders


Explanation:
Could it be this perhaps?

Le compte en indivision

* La signature de tous les co-titulaires est obligatoire pour toute opération sur le compte en indivision : tous les indivisaires gèrent conjointement le compte.
http://www.bnpparibas.net/banque/portail/particulier/Fiche?t...

Confusingly it seems that in Britain at least this would still be called a joint account but doesn't appear to have a specific name.

Options range from any of the holders to sign alone up to all joint holders to sign every instruction to the bank.
http://www.bba.org.uk/bba/jsp/polopoly.jsp?d=260&a=385&artpa...

By the way, if the Google link doesn't work, try clicking on the Cached link as it stores an out of date copy of the page.

Alain Pommet
Local time: 08:22
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 69
Notes to answerer
Asker: I wondered if it might be a "joint signatory account", i.e. an account requiring all holders to sign, but from what I can find, a "compte joint" can be set up for either one or all holders to sign. So that doesn't seem to be the distinguishing feature. I'll try the cached link as you suggest. Thanks.

Login to enter a peer comment (or grade)
The asker has declined this answer

3 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
non joint collective account


Explanation:
*

swanda
Local time: 08:22
Works in field
Native speaker of: Native in FrenchFrench
PRO pts in category: 28
Login to enter a peer comment (or grade)
The asker has declined this answer

4 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
Non joint reconciliation account


Explanation:
...

rupali_k
India
Local time: 11:52
Native speaker of: Native in EnglishEnglish
Login to enter a peer comment (or grade)
The asker has declined this answer

4 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
non joint and several account


Explanation:
Juste une idée

compte collectif joint et compte indivis seraient peut être synonymes?

Définition de compte indivis:
Forme de compte collectif ouvert à plusieurs personnes qui en deviennent conjointement titulaires.

Note(s) :
Les titulaires du compte indivis sont liés solidairement et de façon indivisible et ne peuvent agir séparément pour disposer du compte. Ils ont cependant la faculté de se donner réciproquement des procurations.


compte collectif: joint account
Définition :
Expression désignant un compte ouvert aux noms de plusieurs titulaires.

compte joint/compte conjoint: joint account

cf. GDT

tout ceci est vraiment confus. J'espère que tu pourras en tirer quelque chose


mimi 254
Local time: 07:22
Native speaker of: Native in EnglishEnglish, Native in FrenchFrench
PRO pts in category: 110
Notes to answerer
Asker: I'm also confused! But I don't think the "compte collectif joint" and "compte indivis" are the same thing. From what I understand, with the "compte indivis" all holders must sign"(a "joint signatory account" in English) whereas a "compte joint" ("joint account") may be set up so that either individual holders or all holders can sign. So quite the distinction is between the three types of "compte collectif"still eludes me.

Login to enter a peer comment (or grade)
The asker has declined this answer

4 hrs   confidence: Answerer confidence 2/5Answerer confidence 2/5
either or survivor or any one or survivor account


Explanation:
If the account is held by two persons it is either or survivor (e or s). For more than two persons, say three we will call it as anyone or survivor (a or s). At present here in India, three persons are the maximum.
Here any one can sign.

Narasimhan Raghavan
Local time: 11:52
Native speaker of: Tamil
PRO pts in category: 21
Login to enter a peer comment (or grade)
The asker has declined this answer




Return to KudoZ list


KudoZ™ translation help
The KudoZ network provides a framework for translators and others to assist each other with translations or explanations of terms and short phrases.



See also:



Term search
  • All of ProZ.com
  • Term search
  • Jobs
  • Forums
  • Multiple search