English translation: investing directly or indirectly in property
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21:42 Nov 7, 2008
French to English translations [PRO] Bus/Financial - Finance (general)
French term or phrase:l'investissement ou le placement dans le foncier
What's the difference between "investissement" and "placement"? I thought that "placement" meant investment...
The sentence reads: "L'investissement ou le placement dans le foncier permet de se protéger contre l'inflation..."
Explanation: Un placement immobilier = a real estate investment. On the other hand, we talk about "taxes foncières" for "municipal taxes". One thing is sure is that "a real estate investment definitely protects you from inflation". To answer your other question ... one could say "un placement immobilier" or "un placement dans l'immobilier" or "un investissement immobilier" ... but I would not use "foncier" here ... Good luck with your translation.
1045 Canada Local time: 13:23 PRO pts in category: 25
Explanation: Both the terms are almost identical as in English (as happens to be the case in many domains and technologies). Placement refers to the act of placing funds or putting funds, investment refers to the act of putting in funds with a view to make money. As a former Managing Editor of an Investments magazine (a long time back, mind you) and with some interest in this field, I have not really seen this usage about placement of funds in property. Placement has very specific usages in the financial domain.
Reference: différence entre placement et investissement
Reference information: Selon le GDT
Affectation d'une somme d'argent à l'achat de valeurs mobilières ou immobilières.
A distinguer du terme placement : l'investissement consiste à utiliser des capitaux en vue de créer ou d'acquérir un instrument de production tandis que le placement a essentiellement pour but de faire fructifier des capitaux disponibles.
Autre source :
Il ne faut pas confondre investissement et placement : le placement est l'achat d'un actif financier (titre comme les actions ou les obligations) alors que l'investissement est un achat augmentant "physiquement" le stock de capital de l'entreprise. http://brises.org/notion.php/Investissement/FBCF/taux-intere...
Stéphanie Soudais France Specializes in field Native speaker of: French PRO pts in category: 46
Reference information: The distinction they are making is probably that, as rkillings notes, you can obtain the advantage of property investment either by buying a property directly, or investing in a financial instrument such as a (US) REIT - Real Estate Investment Trust which owns properties on your behalf.
It's probably not relative to the translation, but in many countries, real estate will not be a hedge against inflation over the next few years, but probably the opposite.
joehlindsay Specializes in field Native speaker of: English PRO pts in category: 272