13:24 Dec 11, 2003 |
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French to English translations [PRO] Bus/Financial - Finance (general) / banking | |||||||
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Summary of answers provided | ||||
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4 +1 | loans |
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5 | overdraft line of credit |
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4 +1 | automatic credit (as opposed to one which would require the client's signature) |
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3 -1 | cash credit |
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Discussion entries: 1 | |
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cash credit Explanation: :) |
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crédit par caisse loans Explanation: as opposed to guarantees (such as letters of credit) -------------------------------------------------- Note added at 29 mins (2003-12-11 13:54:27 GMT) -------------------------------------------------- The distinction made here is between loans and advances made directly by the bank and the bank\'s guarantee of credit extended by third parties (such as documentary credit). |
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overdraft line of credit Explanation: You are allowed to draw out more money than you have from your account and are charged interest for the amount and time of the overdraft. Cheers Les crédit par caisse : C'est l'autorisation donnée par la banque au client de devenir débiteur à concurrence du montant du crédit et ce, aux clauses et conditions convenues. La charge d'intérêts (agios) : calculée sur les montants des utilisations aux taux d'intérêt fixé et uniquement pour le temps pendant lequel le compte est resté débiteur. Ce calcul est effectué selon la méthode "Hambourgeoise" et le système des jours et valeurs appliqué par la banque. Le crédit par caisse constitue un soutien direct de la banque à la trésorerie de l'entreprise . -------------------------------------------------- Note added at 2003-12-14 14:29:04 (GMT) -------------------------------------------------- BTW, there are corporate overdraft lines of credit and one\'s for deposit accounts of individuals |
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6 hrs confidence: peer agreement (net): +1
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