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Explanation: I admit that it's not a very romantic answer...
In a number of insurance texts they say something like: if the ship does not arrive at its destination and has not been heard of for three months it shall be considered missing and as such an actual total loss
As per this section, the actual total loss occurs in any one of the ... When the ship is missing, and after a reasonable time no news of her has been ...
"To date, over 1700 ships and planes have been alleged as having disappeared without trace or lost their crews in that particular area of the Atlantic Ocean. ..."
B D Finch France Local time: 22:16 Works in field Native speaker of: English PRO pts in category: 126