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übersteigender Betrag der rechnerischen Entschädigungsleistung

English translation: see my translation of the whole thing

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20:18 Dec 8, 2010
German to English translations [PRO]
Law/Patents - Insurance
German term or phrase: übersteigender Betrag der rechnerischen Entschädigungsleistung
I got lost somewhere in this clause (bad maths).

Previous sentence gives a maximum amount for claims compensation in a group insurance policy. Then:
"Übersteigt der Betrag, welcher aus den für Invalidität/Tod vereinbarten Versicherungssummen insgesamt zu entschädigen wäre, die genannte Höchstentschädingung, so wird für jede versicherte Person der Betrag entschädigt, welcher dem Verhältnis der Höchstentschädigung zum diese (sic) *übersteigenden Betrag der rechnerischen Entschädingungsleistung* entspricht."

My confusion arises from the question as to whether the phrase refers to total amount of estimated Entschädigungsleistung in proportion to Höchstentschädigung or another intermediate value (reasonably assuming there will be more than one insured). I presume that is contained in the implications of the sentence, but fail to find where.

The problem part is between asterisks. So far I have: "Should the amount to indemnify arising from the total insured amount for disability/death agreed upon exceed the given compensation ceiling, an amount corresponding to the proportion of the highest compensation in relation to this [excess... here begins the problem] shall be compensated".

Any help appreciated.
Parrot
Spain
Local time: 09:28
English translation:see my translation of the whole thing
Explanation:
It is a very tricky sentence, and I'm a bit confused by the "zum diese", so this is a tentative translation and I'm open to suggestions/corrections.

If the total amount payable based on the agreed sums insured for death and disability exceeds the specified maximum indemnity, each insured will indemnified pro rata for the ratio of the maximum indemnity to the amount by which the total agreed sums insured exceed the maximum indemnity.
Selected response from:

philgoddard
United States
Grading comment
Thanks for the help, Phil. I managed to hammer out a compromise (pro-rata was very useful, but I don't see it feasible by the excess, rather the total).
4 KudoZ points were awarded for this answer

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Summary of answers provided
3see my translation of the whole thingphilgoddard


  

Answers


2 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
see my translation of the whole thing


Explanation:
It is a very tricky sentence, and I'm a bit confused by the "zum diese", so this is a tentative translation and I'm open to suggestions/corrections.

If the total amount payable based on the agreed sums insured for death and disability exceeds the specified maximum indemnity, each insured will indemnified pro rata for the ratio of the maximum indemnity to the amount by which the total agreed sums insured exceed the maximum indemnity.

philgoddard
United States
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 40
Grading comment
Thanks for the help, Phil. I managed to hammer out a compromise (pro-rata was very useful, but I don't see it feasible by the excess, rather the total).
Notes to answerer
Asker: Took me sometime to get over the hurdle of "zum diese" myself. Isn't it amazing how a detail can totally derail you?

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Changes made by editors
Dec 8, 2010 - Changes made by Ingo Dierkschnieder:
Term askedübersteigenden Betrag der rechnerische Entschädingungsleistung » übersteigender Betrag der rechnerischen Entschädigungsleistung


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