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bonifico bancario

English translation: see below

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09:04 Sep 14, 2000
Italian to English translations [PRO]
Bus/Financial
Italian term or phrase: bonifico bancario
Hello translation professionals
Re:"pagamento anticipato" question. Several people suggested that the expression "bonifico bancario" is a "bank discount" or, anyway, some kind of reduction. Please fill me in. I had always been under the impression that it described a way of sending money (bank transfer/draft), rather than a price cut. Anyway, isn't a "bank discount" something to do with interest rates? Have I got it all wrong?
Regards
Derek
xxxdsmith
Local time: 05:16
English translation:see below
Explanation:
As far as I know, you are absolutely right. The bonifico bancario is only a way of sending money, it does not imply any discount.
Selected response from:

Laura Gentili
Italy
Local time: 05:16
Grading comment
Thanks for your endorsement Laura - have a KudoZ!
Thanks also to Mr Heathcliff for his longer details and the wire transfer people (sounds a bit like something that might've been sent in a Bogart film, but that's probably because I'm a Brit).
Derek
4 KudoZ points were awarded for this answer

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Summary of answers provided
nawire transfer
Carla Trapani
na(bank) payment orderwmcmanus
nabonifico bancarioAnthony Alioto
naEr, spell that "bonifico," please...Heathcliff
naAccording to Zanichelli,Heathcliff
nasee below
Laura Gentili


  

Answers


12 mins
see below


Explanation:
As far as I know, you are absolutely right. The bonifico bancario is only a way of sending money, it does not imply any discount.


Laura Gentili
Italy
Local time: 05:16
Native speaker of: Native in ItalianItalian
PRO pts in pair: 221
Grading comment
Thanks for your endorsement Laura - have a KudoZ!
Thanks also to Mr Heathcliff for his longer details and the wire transfer people (sounds a bit like something that might've been sent in a Bogart film, but that's probably because I'm a Brit).
Derek

Peer comments on this answer (and responses from the answerer)
Heathcliff
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13 mins
According to Zanichelli,


Explanation:
a "bonificio bancario" is a banker's transfer, bank credit transfer, or bank transfer. So, yes, your original impression is exactly right (and some of us here, YHOS included, have egg on our faces!).


    Zanichelli, _Il Nuovo Dizionario Enciclopedico Economico e Commerciale IT<>IN (2nd ed., 1995)
Heathcliff
United States
Local time: 20:16
Native speaker of: Native in EnglishEnglish
PRO pts in pair: 504
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20 mins
Er, spell that "bonifico," please...


Explanation:
To continue, from Zanichelli: A bank discount or banker's discount ("sconto bancario") is the difference between the nominal value of an exchange transaction (usually as indicated in a bill of exchange, or "cambiale") and the amount actually received by the party who sells the bill to the bank or other discount institution.

Zanichelli further explains that the "sconto bancario" is equivalent to the amount of the simple interest on the bill of exchange, as calculated from the date on which the bill is discounted until the date on which it matures or is paid.

Heathcliff
United States
Local time: 20:16
Native speaker of: Native in EnglishEnglish
PRO pts in pair: 504
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2 hrs
bonifico bancario


Explanation:
With question, this a wire transfer. Overnight wire is called "swift" in banking jargon. I have done many of these.

Anthony Alioto
United States
Local time: 20:16
PRO pts in pair: 11
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2 hrs
wire transfer


Explanation:
I agree with Antonio. It is a way of sending money and is commonly trnslated into wire transfer.

Hope it helps,
Saxo

Carla Trapani
Local time: 05:16
Native speaker of: Native in ItalianItalian
PRO pts in pair: 472
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13 hrs
(bank) payment order


Explanation:
a method for transferring money from bank to bank or from account to account

wmcmanus
Local time: 05:16
PRO pts in pair: 29
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