indicador de adimplência

English translation: non-default rate

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Portuguese term or phrase: indicador de adimplência
English translation:non-default rate
Entered by: judith ryan

23:37 Mar 27, 2012
Portuguese to English translations [PRO]
Bus/Financial - Finance (general)
Portuguese term or phrase: indicador de adimplência
I am looking for an equivalent experience in English, the opposite of a default rate. In this case we are talking about personal credit cards and personal loans.

Thanks!
judith ryan
Brazil
Local time: 04:06
non-default rate
Explanation:
http://www.quickanded.com/2010/09/repayment-rates-vs-cdrs.ht...

The differences between the non-default rate and repayment rates still offer important lessons. For one, it underscores the fact that just trusting cohort default rates is pretty meaningless for judging actual student outcomes.

The table below shows the results of this comparison by institution type (the non-default rate is 100 minus the cohort default rate):

plus over 103,000 results in Google for this term:

http://www.google.com/#hl=en&sclient=psy-ab&q="non-default r...



--------------------------------------------------
Note added at 7 days (2012-04-04 03:49:54 GMT) Post-grading
--------------------------------------------------

Thank You Judith!
Selected response from:

Gilmar Fernandes
United States
Local time: 03:06
Grading comment
Went with this one, thanks!
4 KudoZ points were awarded for this answer



Summary of answers provided
5 +1payment ability indicator / index
Rolf Treuherz (X)
5ability-to-pay rate
Sheryle Oliver
4repayment rate
Martin Riordan
4non-default rate
Gilmar Fernandes


  

Answers


2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
repayment rate


Explanation:
"According to Department of Education data, the average first-year loan repayment rate among the seven largest publicly traded colleges is admittedly low: 32%. The average first-year repayment rate for the seven worst performing public colleges is much worse: 13%. Please note that those are repayment rates - the opposite of default rates."


    Reference: http://todayscampus.com/interview/2221Tucker_Robert
Martin Riordan
Brazil
Local time: 04:06
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 182
Login to enter a peer comment (or grade)

5 hrs   confidence: Answerer confidence 5/5
ability-to-pay rate


Explanation:
Such methods, system, and article of manufacture generate a comparison model including an ability-to-pay rate reflecting an interest rate on the loan reflecting the borrower's ability to repay a loan having the loan conditions, a default rate reflecting an interest rate realizable if the loan is foreclosed and a new loan secured by the real estate originated, and a minimum rate reflecting an interest rate realizable if protocols from a sale of the real estate before expiration of the loan term are determined to be acceptable and a new loan secured by the real estate originated. Using a relationship determined from the ability-to-pay rate...

Occasionally called a capacity-to-pay rate...


    Reference: http://www.google.com/patents/US6067533
Sheryle Oliver
Brazil
Local time: 04:06
Native speaker of: English
PRO pts in category: 43

Peer comments on this answer (and responses from the answerer)
neutral  Mark Robertson: Ability to pay is not the same as actual payment/performance, which is what the source terms seems to refer to.
5 hrs
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12 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +1
payment ability indicator / index


Explanation:
Adimplência mostra a capacidade de pagar o que é devido.

Rolf Treuherz (X)
Brazil
Local time: 04:06
Specializes in field
Native speaker of: Native in PortuguesePortuguese, Native in EnglishEnglish
PRO pts in category: 16

Peer comments on this answer (and responses from the answerer)
agree  Daniel Tavares
1 hr
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2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
non-default rate


Explanation:
http://www.quickanded.com/2010/09/repayment-rates-vs-cdrs.ht...

The differences between the non-default rate and repayment rates still offer important lessons. For one, it underscores the fact that just trusting cohort default rates is pretty meaningless for judging actual student outcomes.

The table below shows the results of this comparison by institution type (the non-default rate is 100 minus the cohort default rate):

plus over 103,000 results in Google for this term:

http://www.google.com/#hl=en&sclient=psy-ab&q="non-default r...



--------------------------------------------------
Note added at 7 days (2012-04-04 03:49:54 GMT) Post-grading
--------------------------------------------------

Thank You Judith!

Gilmar Fernandes
United States
Local time: 03:06
Works in field
Native speaker of: Native in PortuguesePortuguese, Native in EnglishEnglish
PRO pts in category: 342
Grading comment
Went with this one, thanks!
Login to enter a peer comment (or grade)



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