drustvo s neogranicenim doprinosom

09:17 Feb 24, 2012
This question was closed without grading. Reason: Answer found elsewhere

Serbo-Croat to English translations [PRO]
Bus/Financial - Insurance / drustvo za uzajamno osiguranje
Serbo-Croat term or phrase: drustvo s neogranicenim doprinosom
Друштво за узајамно осигурање оснива се као друштво с неограниченим доприносом или друштво с ограниченим доприносом.
U prevodu zakona stoj unlimited contribution company, ali ja takvu konstrukciju nigde ne nalazim, nisam sigurna da li postoji a i nije mi bas najjasnije sta je to.
Da li neko zna?
Hvala
Tamara Vlahovic Sanovic


Summary of answers provided
4(mutual insurance) company with unlimited assessment liability
Vesna Maširević


Discussion entries: 1





  

Answers


1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
(mutual insurance) company with unlimited assessment liability


Explanation:
http://www.ncga.state.nc.us/enactedlegislation/statutes/pdf/...
mutual insurance company with unlimited assessment liability

Kod nas
Društva za osiguranje značajno se razlikuje od akcionarskih društava i po tome što članovi (osiguranici) ne plaćaju premiju koja je fiksna već iznos koji se u toku trajanja osiguranja može menjati i koji se naziva doprinos. Zakon predviđa da društvo može da se osnuje sa:
- neograničenim doprinosom (društvo može od svakog člana da zahteva uplatu dodatnog doprinosa bez ograničenja ako nedostaju sredstva za naknadu šteta i izvršavanje drugih obaveza društva)
- ograničenim doprinosom (društvo može od svakog člana da zahteva uplatu dodatnog doprinosa najviše do iznosa doprinosa uplaćenog u prethodnoj poslovnoj godini ako sredstva kojima raspolaže društvo nisu dovoljna za pokriće njegovih obaveza).

http://thismatter.com/money/insurance/insurance-companies.ht...
Mutual insurers are further categorized into specific types:

assessment mutual,
advance premium mutual,
...
An assessment mutual has the right to charge more premiums if losses and expenses have been greater than expected. Since this arrangement puts more of the risk on policyholders, and may be difficult to collect, few mutual insurers are organized as assessment mutuals, and those that are sell only a few policies in a limited geography.

Advance premium mutuals are like an assessment mutual in that the company is owned by the policyowners, but the advance premium mutual cannot charge assessments if losses were greater than expected, but pays for excessive losses out of its surplus, which is the difference between its assets and its liabilities.

Dakle, assessment mutual je najbliže rešenje ali ono može biti sa ograničenom i neograničenom odgovornošću pa zato predlažem ili ovo rešenje ili se, radi sigurnosti držati uobičajenog bukvalnog prevoda (unlimited contribution company) koji ide logikom da ovi doprinosi nisu isto što i premija (detaljnije možete pročitati ovde na strani 83. http://www.google.rs/url?sa=t&rct=j&q=средства се скупљају п...





Vesna Maširević
Serbia
Local time: 20:35
Specializes in field
Native speaker of: Native in SerbianSerbian, Native in Serbo-CroatSerbo-Croat
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