Seguro de vida Trib

English translation: taxable/non taxable life insurance premiums

13:14 Oct 20, 2018
Spanish to English translations [PRO]
Bus/Financial - Engineering (general)
Spanish term or phrase: Seguro de vida Trib
Buenos días, estoy traduciendo un desglose de liquidación y en las opciones me aparece "Seguro de vida trib" y "seguro de vida no trib". A mi entender se refiere a seguro de vida tributario pero no encuentro nada referido a eso. ¿Alguien me puede decir si esto es correcto? y ¿cuál sería su traducción?

Gracias!!
Natalí Felcaro
Argentina
Local time: 07:29
English translation:taxable/non taxable life insurance premiums
Explanation:
En función de quién sea el tomador (quien paga la prima), el asegurado (sobre quién recae el riesgo) y el beneficiario (quien recibe la prestación), los seguros de vida tributan en el Impuesto de la Renta de las Personas Físicas (IRPF) o en el Impuesto de Sucesiones y Donaciones (ISD).Feb 4, 2016
¿Cómo tributan los seguros de vida? | Eres tú, no tu dinero | Cinco Días
https://cincodias.elpais.com/cincodias/2016/02/04/abante.../...
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patinba
Argentina
Local time: 07:29
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Summary of answers provided
4taxable/non taxable life insurance premiums
patinba
Summary of reference entries provided
Refs.
Taña Dalglish

  

Answers


13 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
taxable/non taxable life insurance premiums


Explanation:
En función de quién sea el tomador (quien paga la prima), el asegurado (sobre quién recae el riesgo) y el beneficiario (quien recibe la prestación), los seguros de vida tributan en el Impuesto de la Renta de las Personas Físicas (IRPF) o en el Impuesto de Sucesiones y Donaciones (ISD).Feb 4, 2016
¿Cómo tributan los seguros de vida? | Eres tú, no tu dinero | Cinco Días
https://cincodias.elpais.com/cincodias/2016/02/04/abante.../...

patinba
Argentina
Local time: 07:29
Native speaker of: Native in EnglishEnglish
PRO pts in category: 85
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Reference comments


19 mins
Reference: Refs.

Reference information:
Natalí, is your document from Argentina? Other?

This is how I understand the concepts: taxable life insurance/non-taxable life insurance (benefits), Hope this answers some of your queries.

Tributación seguros de vida | VidaCaixa
https://www.vidacaixa.es/blog/tributacion-seguros-de-vida/
11 may. 2017 - A continuación vamos a detallar las diferentes casuísticas que pueden darse en materia tributaria cuando tenemos un seguro de vida.
¿Son “seguros” tributariamente los seguros de vida? – Bustos Tax ...

www.bustostaxandlegal.com/son-seguros-tributariamente-los-s...
Los seguros de vida gozan de una importante franquicia tributaria, consistente en que la indemnización que se paga a los beneficiarios es no constitutiva de ...

[PDF] Algunos Aspectos Tributarios de los Seguros de Vida - Fundación ...
https://www.fundacionmapfre.org/documentacion/publico/i18n/....
Comparación Internacional. A continuación se presenta la comparación, con algunos países de la región, sobre el tratamiento tributario de los seguros de vida.

==============================================
https://www.pntax.com/how-do-i-compute-taxable-life-insuranc...
How Do I? Compute taxable life insurance benefits
Life insurance proceeds are received tax-free. However, any interest earned on life insurance proceeds, usually referred to as its cash value, is subject to tax. Special rules apply to transfers of ownership in a life insurance policy, accelerated death benefits, and viatical settlements.

Investopedia. Generally speaking, when the beneficiary of a life insurance policy receives the death benefit, this money is not counted as taxable income, and the beneficiary does not have to pay taxes on it. However, a few situations exist in which the beneficiary is taxed on some or all of a policy's proceeds. If the policyholder elects not to have the benefit paid out immediately upon his death but instead held by the insurance company for a given period of time, the beneficiary may have to pay taxes on the interest generated during that period. When a death benefit is paid to an estate, the person or persons inheriting the estate may have to pay estate taxes on it.
Read more: Do beneficiaries pay taxes on life insurance? | Investopedia https://www.investopedia.com/ask/answers/102015/do-beneficia...

Taña Dalglish
Jamaica
Works in field
Native speaker of: English
PRO pts in category: 80
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