Siniestro o accidente

20:53 Jun 28, 2018
Spanish to English translations [PRO]
Insurance / Car insurance
Spanish term or phrase: Siniestro o accidente
Hi there! Any suggestions on the following - I just need help on 'SINIESTRO'

SINIESTRO.- El hecho súbito, accidental e imprevisto ocurrido dentro del período de vigencia de la póliza, durante el transcurso de un viaje. El conjunto de los daños derivados de un mismo evento constituye un mismo siniestro.

The following being part of the text I'm translating, with the 'traffic' definition of accident
ACCIDENT.- An accident is considered to be any act that, as a result of a fortuitous, sudden and violent event, causes damage to vehicles in such a way as to render them unfit for driving.

Any help would be much appreciated.

Many thanks in advance - Wendi
wendidavis
Local time: 10:41


Summary of answers provided
4 +1claim
Joshua Parker
4claim event
AllegroTrans
4insured event
Liliana Galiano


Discussion entries: 5





  

Answers


10 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
claim


Explanation:
Although the actual meaning is closer to "disaster", "accident", etc., these words usually introduce shades of meaning not present in Spanish (for example, "accident" suggests nobody is to blame, as has already been pointed out).
For what it's worth, "claim" is what I've used in the past for several insurance-related documents (and "incident" for "evento"). It will normally work, although may need slight rephrasing.
e.g. "Documentación mínima en caso de siniestro" = "Minimum documentation necessary to make a claim".




Joshua Parker
Mexico
Local time: 01:41
Native speaker of: Native in EnglishEnglish

Peer comments on this answer (and responses from the answerer)
agree  Melisa Espeche
1 day 13 hrs
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17 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
insured event


Explanation:
Siniestro es el nombre legal del 'choque o accidente', el que utilizan las compañias de seguro. Si hay un siniestro es porque algo ocurrió por lo que deberá utilizarse un seguro. Es un nombre general que incluye todo tipo de evento asegurado.



Comprehensive insurance, collision insurance and liability insurance are the three components of an automobile insurance policy. State law requires drivers to carry liability insurance, but collision and comprehensive insurance are optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that

Read more: Comprehensive Insurance Definition | Investopedia https://www.investopedia.com/terms/c/comprehensive-insurance...
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Liliana Galiano
Argentina
Local time: 05:41
Native speaker of: Spanish
PRO pts in category: 4
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7 days   confidence: Answerer confidence 4/5Answerer confidence 4/5
claim event


Explanation:
An event which leads to s claim being made

AllegroTrans
United Kingdom
Local time: 09:41
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 81
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