franquicia

English translation: excess

09:38 Aug 14, 2000

Spanish to English translations [PRO]
Tech/Engineering

Spanish term or phrase: franquicia

"Se excluye la cobertura por parte de la empresa, del Seguro Contra Todo Riesgo, del Montaje y Pruebas y sus franquicias, que deberá ser contratado por el Comprador.

joana

English translation:excess

Explanation:
This is the term that is used in the insurance industry.

Selected response from:

NNieto
United States
Local time: 04:19

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Summary of answers provided

na +1

excess

NNieto

franchises

Carolina Ramirez

exempt losses

Simon Walter

fees.

Luis Luis

Exempt items

Yvette Camou

franquicia

Merry Wheaton

Answers

7 mins

franchises

Explanation:
In this context the meaning of franquicia means the franchises that the company might create. That the risk insurance does not cover the franchising of the company.

You can find it in the EuroDicAutom at the link below.

Reference: http://eurodic.ip.lu/cgi-bin/edicbin/EuroDicWWW.pl

Carolina Ramirez
Canada
Local time: 07:19
Native speaker of:

Spanish,

English
PRO pts in pair: 42

12 mins peer agreement (net): +1

excess

Explanation:
This is the term that is used in the insurance industry.

Diccionario de terminos juridicos Ingles-Espanol/Espanol-Ingles
OXford Spanish Dictionary English-Spanish/Spanish-English

NNieto
United States
Local time: 04:19
PRO pts in pair: 54

Grading comment

Graded automatically based on peer agreement.

3 hrs

exempt losses

Explanation:
"Franquicia
f, exempt losses, losses which are not paid by an insurance policy because they fall within the insurance deductible."
By way of illustration, when I crashed my car I had to pay a "franquicia" of $300, and my policy covered the rest. i.e. I had to put up the first $300 before the insurers would cover the loss.

Diccionario Jur�dico, Cabanellas

Simon Walter
Peru
Local time: 06:19
PRO pts in pair: 16

3 hrs

fees.

Explanation:
The factory warranty excludes comprehensive insurance coverage for the assembly and trials, and fees which may be incurred by the Buyer.

Suerte.

Luis M. Luis

Luis Luis
United States
Local time: 06:19
Native speaker of:

Portuguese
PRO pts in pair: 171

5 hrs

Exempt items

Explanation:
Insurance policies usually contain 'items'. These may be classified as covered losses or liabilities and exemptions to those items, usually listed by clausules. You need to read the fine print to find out what they really mean. The word 'franquicia' may be appropriate for insurance companies in Spain & South America. Don't use it in Mexico, since it wouldn't be recognized by the vast majority.

Yvette Camou
Mexico
Local time: 04:19
PRO pts in pair: 45

18 hrs

franquicia

Explanation:
In the context of insurance, "franquicia" is "deductible" and "seguro contra todo riesgo" is "comprehensive insurance". The problem with this Spanish sentence is that its syntax is wrong; it is not clear what the relative clause ("que deberá....") modifies and, that's why it doesn't make sense. What is the "buyer" responsible for contracting for? If it's the "cobertura", then "deberá ser contratado" should be "deberá ser contratada"; if it's the "Seguro Contra Todo Riesgo, del Montaje y Pruebas y sus franquicias", then it should say "deberán ser contratados." In fact, this Spanish sentence reads like it was poorly translated from English; if you're involved in an exercise in back-translation, this Spanish sentence is one that needs to be carefully checked against the English. Otherwise, I'd either contact the client for clarification or (if that's not possible) include a translator's note saying essentially what I just said.

(See "deductible" in the Eng section and "riesgo" in the Sp section of the Oxford Spanish Dictionary.)

Merry Wheaton
United States
Local time: 06:19

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English translation: excess

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