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xxxPaul Roige Spain Local time: 07:09 Native speaker of: Spanish, Catalan PRO pts in pair: 442
Explanation: (This reply is applicable to the U.S.
I don't know about U.K.)
It's called homeowner's insurance, which can cover various things, but for the owner who lives in his house covers damage/loss to/of the house and its contents, plus events away from home such as the theft of a handbag.
(....as differentiated from tenant's insurance, which covers the tenant's belongings only.)