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Principal vencido y no vencido en impago s/ saldo total de cartera

English translation: unpaid principal balance due and outstanding over total value of portfolio

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15:39 Oct 26, 2005
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / Bank loans
Spanish term or phrase: Principal vencido y no vencido en impago s/ saldo total de cartera
This financial translation about bank loans is causing me some trouble. I take "impago/s" and "fallidos" to mean "bad debt/s" (or default) and "NPLs" respectively. However, I don't understand the concept of "Principal vencido y no vencido en impago" or "Principal vencido y no vencido fallido". If the principal is not past due yet, how can it be a bad debt, in default or an NPL?
David Hasting
Spain
Local time: 15:28
English translation:unpaid principal balance due and outstanding over total value of portfolio
Explanation:
some of the principal balance is due, and some of it is not yet due but outstanding....is the way I see it..in other words had it not been a bad debt,at one point some is Paid (and due) and some is Outstanding (not paid and not due). Now, in foreclosure, some amount is Unpaid and Due and some Amount in Unpaid and outstanding..


than the outstanding unpaid principal balance of the previous mortgage. ...
Debt Bad Credit Mortgages - Purchase Bad Credit Mortgage Refinancing Bad ...
https://www.eloan.com/s/show/quoteinput - 35k - Cached - Similar pages


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Note added at 16 mins (2005-10-26 15:55:42 GMT)
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Just because it is a bad debt, does not mean it cannot be outstanding.

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Note added at 2 hrs 6 mins (2005-10-26 17:45:47 GMT)
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What I meant was< just because it is a bad debt, does not mean a portion of it was not outstanding at the time it became a bad debt. Indeed, a portion was unpaid and a portion was outstanding, as a snapshot in time.
Selected response from:

Jane Lamb-Ruiz
Grading comment
Jane, thanks a million, you made things a lot clearer!
4 KudoZ points were awarded for this answer

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Summary of answers provided
4unpaid principal balance due and outstanding over total value of portfolioJane Lamb-Ruiz


  

Answers


15 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
unpaid principal balance due and outstanding over total value of portfolio


Explanation:
some of the principal balance is due, and some of it is not yet due but outstanding....is the way I see it..in other words had it not been a bad debt,at one point some is Paid (and due) and some is Outstanding (not paid and not due). Now, in foreclosure, some amount is Unpaid and Due and some Amount in Unpaid and outstanding..


than the outstanding unpaid principal balance of the previous mortgage. ...
Debt Bad Credit Mortgages - Purchase Bad Credit Mortgage Refinancing Bad ...
https://www.eloan.com/s/show/quoteinput - 35k - Cached - Similar pages


--------------------------------------------------
Note added at 16 mins (2005-10-26 15:55:42 GMT)
--------------------------------------------------

Just because it is a bad debt, does not mean it cannot be outstanding.

--------------------------------------------------
Note added at 2 hrs 6 mins (2005-10-26 17:45:47 GMT)
--------------------------------------------------

What I meant was< just because it is a bad debt, does not mean a portion of it was not outstanding at the time it became a bad debt. Indeed, a portion was unpaid and a portion was outstanding, as a snapshot in time.

Jane Lamb-Ruiz
Specializes in field
Native speaker of: Native in EnglishEnglish, Native in PortuguesePortuguese
PRO pts in category: 443
Grading comment
Jane, thanks a million, you made things a lot clearer!
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