поточні рахунки із спеціальним режимом використання
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00:21 Nov 3, 2008
Ukrainian to English translations [PRO] Bus/Financial - Finance (general)
Ukrainian term or phrase:поточні рахунки із спеціальним режимом використання
Is it as simple as "current accounts with special regime of use" or is there a set term in English? Thank you!
special service current (or: checking, for Canada and US) account
Explanation: Режими використання можуть дозволяти автоматичне перерахування зарплатні прямо від роботодавця, оплачувати певні рахунки з певним режимом (у певні дні місяця) і т.д. Хоча існують конкретні типи/назви таких рахунків, узагальнюючий термін - special service account.
The following info may also be helpful:
Current accounts have more features than basic bank accounts. For example, they usually offer:
cheque guarantee card (acts as a 'guarantee' so makes cheques more widely acceptable)
debit card (some allow payments without checking your account)
direct debits (automatic bill payments direct from your account)
standing orders (regular set payments from your account to someone of your choice)
BACS (Bankers' automated clearing service) - the facility to accept payments directly into your account (eg from your employer), or for you to make one-off payments to someone else out of the account
overdraft facility - the bank may allow you to go overdrawn up to a certain amount; but you need to arrange this in advance and charges apply (you pay extra charges if you go overdrawn without an agreement)
Some current accounts pay interest on money you leave in the account, but the rate is usually low.
special services - e.g. sending money abroad or cashing foreign cheques. But there will often be a charge for these services.
Most financial institutions have service packages that allow you to use a certain number of services, often for a flat monthly fee.