I was born and raised in Lugano (southern Switzerland). My parents having moved from the German speaking part of Switzerland to the south before I was born, I grew up bi-lingual (German-Italian). Learned French from elementary school and later English in secondary school. I could improve my French and English to a proficiency level during a 3 year stay in Geneva and a 6 month stay in London, besides other language courses. With 3 languages “in my pocket” at the age of 27 I also spent about a year in Brazil, São Paulo, where I learned Portuguese.Although I have always been working in several banks for the last 38 years in Lugano, Geneva and Zurich, I have often done translation work for my father’s investment and real estate company even after his retirement. Mainly from German to English and at times also German to French.I am still working for a bank in Zurich where I regularly attend to German, French, English and Italian customers and I use Portuguese mainly with family, friends and other acquaintances.