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English to Amharic English to Arabic English to Dari English to Chinese English to Dzongkha English to Divehi English to Burmese English to Nepali English to Georgian English to German English to Korean English to Dutch English to Indonesian English to Malay English to Malayalam English to Japanese English to Pashto (Pushto) English to Persian (Farsi) English to Punjabi English to Portuguese English to Russian English to Serbian English to Sinhala (Sinhalese) English to Spanish English to Telugu English to Thai English to Tagalog English to Tamil English to Urdu English to Vietnamese English to Swedish
English to Hindi - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour Hindi to English - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Bengali - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Amharic - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Arabic - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour
English to Dari - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Chinese - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Dzongkha - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Divehi - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Burmese - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Nepali - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Georgian - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to German - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Korean - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Dutch - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Indonesian - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Malay - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Malayalam - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Japanese - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Pashto (Pushto) - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Persian (Farsi) - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Punjabi - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Portuguese - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Russian - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Serbian - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Sinhala (Sinhalese) - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Spanish - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Telugu - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Thai - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Tagalog - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Tamil - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Urdu - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Vietnamese - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour English to Swedish - Rates: 0.03 - 0.06 USD per word / 5 - 12 USD per hour
English to Hindi: Finance Budget General field: Bus/Financial Detailed field: Finance (general)
Source text - English The Company’s Financial Strength
In 2014, the Company’s net technical reserves reached US$ 422.5 million. This represents a 12.9% increase from US$ 374.3 million in 2013.
Cash and bank balances grew 22.3%.
Investments held in equities and fixed
Income securities rose by 40.0%.
The shareholders’ equity rose by 26.6% at US$ 386.2 million compared to US$ 305.1 million in 2013.
Key Company Ratios for the Year were:
Retention Ratio 1 64.4 64.5
Combined Ratio 2 96.4 93.2
Underwriting Profit 3 3.6 6.8
Return on Equity 4 3.5 7.0
Significance of Ratios:
1. Retention Ratio: This ratio indicates the net
premium retained as a proportion of the
Gross Written Premium.
2. Combined Ratio: The combined ratio aggregates the cost ratio (acquisition costs and operating costs) and the loss ratio (net incurred claims).
3. Underwriting Profit: This ratio compares underwriting profit to net earned premium.
4. Return on Equity: Computed as a proportion of net profit to average shareholders’ equity. (The increase in Share Capital had
an adverse effect on the Return on Equity of
0.2% at Group and Company Level).
The portfolio allocation remained conservative as approximately 66.8% of the portfolio remained in cash, compared to 68.1% the year before. The future investment strategy of the company will remain conservative as we increase the fixed income allocation and create a diversified portfolio.
Investment returns were much stronger than budgeted for in 2014 and significantly higher than the previous year. Global markets performed very well in the year and cash management was both dynamic and thorough.
Despite the overall drop in interest rates globally, the interest income remained high. Investment income for 2014 was US$ 14.1 million compared to US$ 7.4 million achieved in 2013.
Translation - Hindi कंपनी की वित्तीय मज़बूती
2014 में कंपनी का शुद्ध तकनीकी भंडार 422.5 मिलियन अमेरिकी डॉलर पहुँच गया। यह 2013 में 374.3 मिलियन अमेरिकी डॉलर के मुकाबले 12.9% की वृद्धि दर्शाता है।
रोकड़ और बैंक जमा 22.3% बढ़ गए।
इक्विटी और नियत आय प्रतिभूतियों में
किया गए निवेश का मूल्य 40.0% बढ़ गया।
शेयरधारकों के शेयरों की कीमत 26.6% बढ़कर 386.2 मिलियन अमेरिकी डॉलर हो गई, जो 2013 में 305.1 मिलियन अमेरिकी डॉलर थी।
इस साल कंपनी के मुख्य अनुपात इस प्रकार रहे:
प्रतिधारण अनुपात 1 64.4 64.5
संयुक्त अनुपात 2 96.4 93.2
हामीदारी लाभ 3 3.6 6.8
इक्विटी पर रिटर्न 4 3.5 7.0
अनुपातों का महत्व:
1. प्रतिधारण अनुपात: यह अनुपात सकल लिखित प्रीमियम के
समानुपात के रूप में धारित
शुद्ध प्रीमियम को दर्शाता है।
2. संयुक्त अनुपात: संयुक्त अनुपात लागत अनुपात (अधिग्रहण लागत और संचालन लागत) और हानि अनुपात (शुद्ध व्यय दावे) को एक करता है।
3. हामीदारी लाभ: यह अनुपात हामीदारी लाभ की तुलना शुद्ध अर्जित प्रीमियम से करता है।
4. इक्विटी पर रिटर्न: इसकी गणना औसत शेयरधारक इक्विटी और शुद्ध लाभ के समानुपात के रूप में की जाती है। (शेयर पूँजी में वृद्धि का
प्रतिकूल प्रभाव समूह और कंपनी स्तर पर
0.2% इक्विटी की रिटर्न पर पड़ा)।
पोर्टफ़ोलियो निर्धारण सरंक्षित ही रहा, क्योंकि लगभग 66.8% पोर्टफ़ोलियो रोकड़ में ही रहा, जो इससे पहले पिछले साल 68.1% था। हमारे नियत आय निर्धारण को बढ़ाने और विविध पोर्टफ़ोलियो बनाने से कंपनी की भविष्य में निवेश की रणनीति सरंक्षित ही रहेगी।
2014 में निवेश पर रिटर्न बजट में निर्धारित से कहीं अधिक मज़बूत रहा था और पिछले साल के मुकाबले काफी ज़्यादा था। वैश्विक बाज़ारों ने उस साल अच्छा कारोबार किया था और रोकड़ प्रबंधन गतिशील के साथ-साथ सम्यक भी था।
वैश्विक स्तर पर ब्याज दरों में समग्र गिरावट के बावजूद, ब्याज से आय अधिक ही रही। 2014 में निवेश से आय 14.1 मिलियन अमेरिकी डॉलर थी वहीँ 2013 में यह 7.4 मिलियन अमेरिकी डॉलर तक ही पहुँच पाई थी।
Master's degree - Rohilkhand University
Years of experience: 8. Registered at ProZ.com: Sep 2007.
English to Hindi (Association of Translators and Interpreters of Manitoba) English to Hindi (Society of Authors: Translators Assoc.) English to Hindi (Japan Translation Federation Incorporated) Hindi to English (Asociación Argentina de Traductores e Intérpretes) English to Bengali (Belarusian State University)
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