I found your motivation somewhat shaky, Sjaakie.

I was afraid you overlooked the AANwezigheid possibility Bryan supposed.
It's common that people relay for a great part on the first and last letter of a word while determining its meaning.

Hahaha, I never use abbreviations anyway, because I think they produce too much confusion compared to the little profit in time and paper you gain with them.

In this case an abbreviation can hve opposite meanings; a reader not familiar with the corporate's talk could easily draw wrong conclusions (if s/he anyway has any notion about 'iav').

Thanks for making my day.


and yes, probably the translation should be:
.... average premium). Secondly there is no participation FV (?) in the absence of FVP


Anyway, I wanted to stress your afwezigheid didn't match Bryan's supposal.

By for now,

Hanky Panky