This might be what you're looking for.

A number of banks charge monthly or annual maintenance fees for certain accounts. For example, a regular checking account at Bank of America comes with a $12 monthly maintenance fee. However, if you fulfill any number of requirements, such as maintain a minimum daily balance in checking of $750 or more, you can get the fee waived.

http://money.usnews.com/money/personal-finance/articles/2012...

While charging a monthly service charge or maintenance fee is pretty typical, the amount is unusually high. The fee can be for not maintaining a minimum balance, not using their online banking or some are simply to have to the account. That said, most banks have all sorts of account types and today, many that are free. Maybe you were placed in the wrong type of account based on what you plan to keep in it and the transactions.

http://uk.answers.yahoo.com/question/index?qid=2008081303565...