Bankanın tapulu ve tescilli gayrımenkulu olan ev sahibine taşınmazı banka lehine rehin etmesi karşılığında uzun vadeli ve düşük faizli ve güvence altına alınmış (secured) bir kredidir.

With a Homeowner Loan you can typically borrow from £5,000 for any purpose. If you are homeowner with most unsecured loans subject to having a good credit history you can typically borrow up to £25,000 with a maximum repayment period from 5 to 10 years. With a homeowner loan secured on your home you can borrow up to 125% of the value of your property subject to status over a timescale ranging from 3 to 30 years. As the lender is securing the loan against your home a secured loan often provides a cheaper longer term finance solution than an unsecured loan.

We work with independent secured loan brokers who search the market for deals offered by leading UK finance specialists who are owned by banks such as The Royal Bank of Scotland, HSBC and Lloyds TSB.

Homeowner Loan (Good Credit History) - If you are borrowing under £25,000 for less than 10 years use our loan calculator. For loans over £25,000 or with a repayment term greater than 10 years use our secured loan quote form.


Homeowner Loan (Bad Credit History) - For loans under £15,000 and with a repayment term of less than 10 years use our unsecured quote form. For loans for £15,000 or more or with a repayment period over 10 years use our secured loan quote form.