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Glossary entry

French term or phrase:

concours bancaires

English translation:

bank credit facilities / bank loans

Added to glossary by df49f (X)
Jul 16, 2005 11:08
18 yrs ago
41 viewers *
French term

concours bancaires

French to English Bus/Financial Accounting
On a balance sheet.

Banques interets courus
Découvert, concours bancaires

Thanks!
Proposed translations (English)
4 +3 bank facilities/loans/financing/funding
5 +1 assistance banquaire
5 +1 banks service fees
4 +1 cash credit
4 bank incidentals
3 accommodation
3 bank credit
2 banks overdrafts

Proposed translations

+3
4 hrs
Selected

bank facilities/loans/financing/funding

***

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Note added at 4 hrs 57 mins (2005-07-16 16:06:34 GMT)
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or bank credit facilities
Peer comment(s):
agree JCEC : Merci pour la clarification
1 hr
il s'agit des différents instruments que vous consent la banque pour apporter un concours financier - loans, revolving credit, open credit lines etc... en plus des overdraft facilities// you're very welcome! :-)
agree writeaway
4 hrs
agree Angie Garbarino
22 hrs
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4 KudoZ points awarded for this answer. Comment: "Thanks very much"
+1
32 mins

assistance banquaire

les banques ont pour principe de faire payer à leur clients pour tous service rendu. un concours banquaire represent les charges imposées par la banque pour various services.
Peer comment(s):
agree AbdulHameed Al Hadidi
8 mins
neutral Charlie Bavington : All true, but the answer lacks one salient feature, to wit, it's not in English :-)
4 hrs
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47 mins

banks overdrafts

not wild guessing but am not sure at all.

[PDF] Multi-lingual glossary (English, French, German, Italian and Spanish)
File Format: PDF/Adobe Acrobat
concours bancaires courants. Überziehungskredit. scoperti bancari. sobregiros bancarios. base stock. stock de base. eiserner Bestand ...
studies.hec.fr/object/SEC/file/ A/YPSWSEWQRPZRMSXNZJYZZZCBESAKRDCA/Glossary5.pdf

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Note added at 48 mins (2005-07-16 11:57:20 GMT)
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http://studies.hec.fr/object/SEC/file/A/YPSWSEWQRPZRMSXNZJYZ...
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+1
3 hrs

banks service fees

is what it is

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Note added at 3 hrs 15 mins (2005-07-16 14:24:44 GMT)
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or just: service fees...
Peer comment(s):
agree Charlie Bavington : yeah, or "bank charges" in UK English, like when they charge you 30 quid for sending you letter saying you're 15 pence overdrawn. Or indeed, like French banks do, charging you money just for having the account. French banks, eh? :-)
1 hr
yes it's bank charges..but on statements here they say fee
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5 hrs

accommodation

see def GDT : Aide financière qu'accorde ou promet d'accorder un banquier à un client. - it makes sense with your sentence
However, I don't know how common this use of the word is

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Note added at 5 hrs 37 mins (2005-07-16 16:46:03 GMT)
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credit limit?
Reference:

http://granddictionnaire.com

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+1
6 hrs

cash credit

concours bancaire (courant) FR = cash credit

Crédit à court terme qu'un établissement financier accorde à un client pour lui permettre de faire face à ses besoins de trésorerie, notamment au moment des échéances de fin de mois.

N. e : 1) Dans ce dernier cas, on parle parfois de crédit de calendrier. 2) Un crédit de courrier est un crédit de très courte durée consenti par l'établissement financier pour permettre au client d'effectuer un paiement avant une rentrée de fonds que celui-ci attend très prochainement.

Dictionnaire de la comptabilité et de la gestion financière
Peer comment(s):
agree Jane Lamb-Ruiz (X) : oh OK but it's not cash credit..it's overdraft protection..that's what it is called...you get the kudoz for the idea!
53 mins
neutral df49f (X) : je crois que le cash credit n'est que l'un des différents types de "concours" possibles parmi d'autres (voir ma note à vous plus haut)
4 hrs
Compris ! Ce terme est totalement inconnu ici...
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9 hrs

bank credit

Concours bancaires seems to be a general term peculiar to the French banking system covering all credit facilities extended to a client. Bank credit translates this idea adequately.
Peer comment(s):
neutral df49f (X) : yes, bank credit facilities just like I said a few hours ago!... :-) and it doesn't "seem" to be... it is!
1 hr
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1 day 4 hrs

bank incidentals

overdraft,bank incidentals
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