Glossary entry (derived from question below)
Romanian term or phrase:
ipotecă de rang I
English translation:
first mortgage
Added to glossary by
bobe
Jan 24, 2008 19:34
16 yrs ago
4 viewers *
Romanian term
s-a constituit o ipotecă de rang I, împreună cu interdicţia
Romanian to English
Law/Patents
Law: Contract(s)
law
this term is used in a contract,namely a sale and purchase agreement...
Proposed translations
(English)
| 4 +2 | first mortgage |
bobe
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| 4 +1 | A class mortgage |
Anca Nitu
|
| 4 | Explicaţii vezi mai jos |
Saturniana
|
Change log
Feb 7, 2008 05:56: bobe Created KOG entry
Proposed translations
+2
33 mins
Selected
first mortgage
first mortgage / erste Hypothek; erstrangige Hypothek; Hypothek im ersten Rang = Mortgage that has precedence over all other mortgages. Usually granted for up to two-thirds of the property's market value.
4 KudoZ points awarded for this answer.
Comment: "Selected automatically based on peer agreement."
+1
36 mins
A class mortgage
http://www.brd.ro/en/individuals/loans/mortgages/habitat-plu...
the text is bilingual
NECESSARY GUARANTEES:
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Select one of the following options: an A class mortgage / ipoteca de rang I on assets covered by loan contract or a different personal or third-party property, a collateral deposit or an indeminty bond.
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Note added at 40 mins (2008-01-24 20:14:24 GMT)
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it's a mortgage classification system
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Note added at 20 hrs (2008-01-25 16:21:24 GMT)
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http://www.canequity.com/first_time_home_buyers.stm
first time mortage is something totally different
the text is bilingual
NECESSARY GUARANTEES:
--------------------------------------------------------------------------------
Select one of the following options: an A class mortgage / ipoteca de rang I on assets covered by loan contract or a different personal or third-party property, a collateral deposit or an indeminty bond.
--------------------------------------------------
Note added at 40 mins (2008-01-24 20:14:24 GMT)
--------------------------------------------------
it's a mortgage classification system
--------------------------------------------------
Note added at 20 hrs (2008-01-25 16:21:24 GMT)
--------------------------------------------------
http://www.canequity.com/first_time_home_buyers.stm
first time mortage is something totally different
Peer comment(s):
| agree |
Irina Adams
5 hrs
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thank you
|
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| neutral |
Saturniana
: clasa = grad de risc dat de bonitatea clientului şi istoricul lui de credit, rang = prioritate la recuperarea datoriei in caz de neplata
12 hrs
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|
please post a solution to reflect that
|
1 day 13 hrs
Explicaţii vezi mai jos
Întrucât nu am spaţiu suficient în altă parte să argumentez, am ales să scriu aici. Acesta nu e un răspuns, ci doar o explicaţie, venită la solicitarea Ancăi.
Rangul ipotecii, conform: http://www.euroavocatura.ro/dictionar/3135/Rangul_ipotecii
"Locul pe care îl ocupă în ordinea de preferinţă a satisfacerii creanţelor fiecare ipotecă sau privilegiu determinat de momentul înscrierii."
O explicaţie, de pe wikipedia, care completează definiţia la care am trimis odată cu "agree" de la răspunsul cu "first mortgage".
http://en.wikipedia.org/wiki/Second_mortgage
Acum trecând la clasă, avem aşa:
http://209.85.129.104/search?q=cache:2Q9cbNaBKk8J:www.karlep...
Citat:
"John Hemschoot is the Director of Mortgage Policy for Freddie Mac, which, like Fannie Mae, is a major buyer of mortgages. They buy mortgage loans from banks and other lenders. The money they pay out for them gets used by lenders to make more loans. But they don’t buy all mortgages, just those for good credit risks, or ‘Class A’ loans. If you have a cloudy or bad credit history, you fall into the ‘sub-prime’ or ‘hard money’ category, and would get an B, C , D, or even an E class loan. The lower down the alphabet you are, the more risky you are considered and the higher the interest rate you’ll pay. Freddie Mac will buy a Class A mortgage from someone who had an ‘unavoidable bankruptcy(...)"
Al doilea exemplu, de la: http://www.thenewblackmagazine.com/view.aspx?index=169
"Loans
Although credit problems are pervasive in all races, being that blacks per capita have more poverty and less wealth reserves, they generally as a group have poorer credit, meaning that they have to pay more for the money they borrow.
The following is the difference in interest paid over the life of a Class A mortgage loan, and a poorer credit Class B mortgage loan.
Class A - $100,000 at 6% at 30 Yrs – Interest = $115,838
Class B - $100,000 at 12% at 30 Yrs – Interest = $270,300
The difference is $154,462 or an average of $429 dollars a month. (Calculations courtesy of Quicken Loans)"
Rangul ipotecii, conform: http://www.euroavocatura.ro/dictionar/3135/Rangul_ipotecii
"Locul pe care îl ocupă în ordinea de preferinţă a satisfacerii creanţelor fiecare ipotecă sau privilegiu determinat de momentul înscrierii."
O explicaţie, de pe wikipedia, care completează definiţia la care am trimis odată cu "agree" de la răspunsul cu "first mortgage".
http://en.wikipedia.org/wiki/Second_mortgage
Acum trecând la clasă, avem aşa:
http://209.85.129.104/search?q=cache:2Q9cbNaBKk8J:www.karlep...
Citat:
"John Hemschoot is the Director of Mortgage Policy for Freddie Mac, which, like Fannie Mae, is a major buyer of mortgages. They buy mortgage loans from banks and other lenders. The money they pay out for them gets used by lenders to make more loans. But they don’t buy all mortgages, just those for good credit risks, or ‘Class A’ loans. If you have a cloudy or bad credit history, you fall into the ‘sub-prime’ or ‘hard money’ category, and would get an B, C , D, or even an E class loan. The lower down the alphabet you are, the more risky you are considered and the higher the interest rate you’ll pay. Freddie Mac will buy a Class A mortgage from someone who had an ‘unavoidable bankruptcy(...)"
Al doilea exemplu, de la: http://www.thenewblackmagazine.com/view.aspx?index=169
"Loans
Although credit problems are pervasive in all races, being that blacks per capita have more poverty and less wealth reserves, they generally as a group have poorer credit, meaning that they have to pay more for the money they borrow.
The following is the difference in interest paid over the life of a Class A mortgage loan, and a poorer credit Class B mortgage loan.
Class A - $100,000 at 6% at 30 Yrs – Interest = $115,838
Class B - $100,000 at 12% at 30 Yrs – Interest = $270,300
The difference is $154,462 or an average of $429 dollars a month. (Calculations courtesy of Quicken Loans)"
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