English to Chinese Tech/Engineering Finance (general) Bank

The possibility of new non-performing loans (NPLs) in the mainland banking system – following the sale of existing NPLs to special vehicles and injections of capital from the government – are seen as a near certainty when loan growth is so high.
“There is a flow problem with 20% annual growth in loans. There could be another NPL [problem],” says Nicholas Kwan, regional head of economic research for north-east Asia at Standard Chartered. “The concern is how to put in place a mechanism to stop the hole getting bigger,” he says.
One well-informed local commentator called the balance sheet of banks in China “radioactive”.