Apr 30, 2021 05:28
3 yrs ago
19 viewers *
Spanish term

Depósito Apertura Cheques A Inversión Vista

Spanish to English Bus/Financial Finance (general) savings bank statement
I'm translating this bank statement showing transactions of financial account called "Dinero Creciente" at Santender in Mexico (https://www.santander.com.mx/personas/santander-digital/dine... From what I understand it's a premier savings account. These two items appear under transactions:

- LIQUIDACIÓN INVERSIÓN CRECIENTE INVERSIÓN VISTA A CHEQUES
- DEPOSITO APERTURA INVERSIÓN CRECIENTE CHEQUES A INVERSIÓN VISTA

"Deposit Apertura" seems to be referring to the deposit to open a new account. "Cheques A Inversión Vista" makes it seem like moving from Checking to Demand Deposits (?). As mentioned in other question, Inversión Creciente appears as like another account within Santender or another institution. This whole item appears under Withdrawals (rather than Deposit). ​I fail to see the connection.

Discussion

Luis M. Sosa May 2, 2021:
Link to the bank returns "404 Not Found' message So I could not read the details of the accounts; there are for sure 2 accounts here. It seems that the savings account is credited with checks from another account belonging to the same client. Not quite sure here

Proposed translations

8 hrs

Deposit to open interest bearing savings account

There seem to be two separate accounts, one of which is debited with the funds to open the interest bearing account.
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-1
17 hrs

Deposit Arrangement for a Current ISA - Investment Savings - US: Checking UK: Cheque Account

Apertura can also mean a banking arrangement
Example sentence:

A current account, also called a *demand deposit account*, is a basic checking account. Consumers deposit money and the deposited money can be withdrawn as the account holder desires on demand.

Peer comment(s):

disagree AllegroTrans : An ISA is a UK-specific tax advantageous "wrapper" for various investments and I fail to see how this can be even remotely a translation even if a bank well-known in UK is involved
2 days 11 hrs
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1 day 16 hrs

opening balance with deposits

I think Seth's understanding of the account positions is correct. The first line mentions liquidation which probably corresponds with withdrawals from the account, making an increasing negative value. The second line has an opening deposit with other investments to follow, which make an increasing positive value. The investments are seen.

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Note added at 2 days 4 hrs (2021-05-02 09:49:47 GMT)
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La primera línea menciona liquidación, que puede ser de los retirados o los egresos de la cuenta, los cuales incrementan el valor negativo de la cuenta. La segunda línea tiene un depósito de apertura con otros depósitos o ingresos financieros que siguen, los cuales incrementan el valor positivo de la cuenta.
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