Multi-pay access non-use benefit

15:36 Jul 4, 2016
English to Russian translations [PRO]
Bus/Financial - Insurance / термин из условий страхования
English term or phrase: Multi-pay access non-use benefit
коллеги, я сейчас перевожу текст про пакеты страхования у одной из ведущих платежных карточных систем.

Там есть такой термин: Multi-pay access non-use benefit.
И дальше контекст: Enables cardholder to use any payment method to access insurance benefits.
Эта возможность для держателя карты стоит дополнительные 20% от суммы страхового полиса.

Здесь insurance benefit - выгода или привилегия по страховому полису, multi-pay access - доступ (возможность) оплачивать полис любым другими способом платежей, кроме собственно этой пластиковой карты.

Вот как тут привязать non-use - совсем не пойму. Причем тут "неиспользование"? Неиспользование чего?

Заранее благодарен за подсказки.
Alexey Suspitsyn
Russian Federation
Local time: 14:15


Summary of answers provided
2непотребительская выгода от разнообразия методов оплаты
Mikhail Zavidin


  

Answers


46 mins   confidence: Answerer confidence 2/5Answerer confidence 2/5
multi-pay access non-use benefit
непотребительская выгода от разнообразия методов оплаты


Explanation:
непотребительская выгода от использования различных платежных методов

не имеющая потребительской выгоды возможность использования различных платежных методов

http://translate.academic.ru/Non-use value/en/ru/

Non-use value is the value that people assign to economic goods (including public goods) even if they never have and never will use it. It is distinguished from use value, which people derive from direct use of the good. The concept is most commonly applied to the value of natural and built resources.

Non-use value as a category may include:

"option value" - the value placed on individual willingness to pay for maintaining an asset or resource even if there is little or no likelihood of the individual actually ever using it, occurring because of uncertainty about future supply (the continued existence of the asset) and potential future demand (the possibility that it may someday be used).[1][2][3][4]
"bequest value" - values placed on individual willingness to pay for maintaining or preserving an asset or resource that has no use now, so that it is available for future generations.[5][6]
"Existence value "- an unusual and somewhat controversial class of economic value, reflecting the benefit people receive from knowing that a particular environmental resource, such as Antarctica, the Grand Canyon, endangered species,Sharri Dogs or any other organism or thing exists.
"altruistic value" - the value placed on individual willingness to pay for maintaining an asset or resource that is not used by the individual, so that others may make use of it. Its value arises from others' use of the asset or resource.

https://en.wikipedia.org/wiki/Non-use_value

Mikhail Zavidin
Local time: 12:15
Works in field
Native speaker of: Native in RussianRussian
PRO pts in category: 72
Notes to answerer
Asker: Михаил, у кого здесь непотребительская выгода? У держателя карты или у компании-эмитента карты? И зачем тут указывать эту непотребительскую выгоду?

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