English to Spanish Law/Patents Insurance Guerra de la Independenci

El término aparece en unas directrices publicadas por la Comisión Europea sobre la aplicación al campo de los seguros de una Directiva comunitaria (sobre la igualdad de trato a hombres y mujeres en el acceso a bienes y productos).

La traducción es para España.

"Annex 1: Use of gender as a rating factor according to national law (a)

[table]

Sources: Implementation of the Insurance Gender Directive, Group Consultatif 2009, unless otherwise specified: (1) Civic Consulting survey of competent authorities (2) Civic Consulting interviews with competent authorities, equality bodies and industry associations. Notes: (a) The table illustrates for which financial products national legislation in each Member State allows the use of gender as a rating factor in line with Art. 5(2) of the Gender Directive. (b) Unisex mortality tables in the case of ***compulsory funded pension annuities****. (c) Sex can be considered by insurers in the calculations but it may not lead to a difference in premiums for men and women."