Glossary entry (derived from question below)
English term or phrase:
mortgage derivative
Chinese translation:
抵押贷款衍生产品
Nov 10, 2008 17:00
15 yrs ago
English term
mortgage derivative
GBK
English to Chinese
Bus/Financial
Investment / Securities
Definition from
BusinessDictionary.com :
Security that generates income for the investor from the payments of principal and interest on the underlying pool of mortgages. Mortgage backed securities and mortgaged backed passthrough securities are mortgage derivates.
Example sentences:
This National Association of Securities Dealers arbitration involved suitability, excessive trading, and markup claims stemming from mortgage derivative security sales to a not-for-profit community hospital. (ersgroup.com)
A mortgage derivative is an investment product that really increase returns when things go well, and REALLY rack up loses when things don’t. (biggerpockets.com)
The holders of these mortgage derivatives are spread out among many buyers, who buy huge chunks at a set risk and return. There is now way these can be reset to help the defaulting mortgages. (PrudentSquirrel.com)
Proposed translations
(Chinese)
| 4 +3 | 抵押贷款衍生产品 |
LoyalTrans
|
| 5 | 按贷衍生品 |
Ernest Georn
|
Change log
Nov 10, 2008 16:58: changed "Kudoz queue" from "In queue" to "Public"
Nov 10, 2008 17:00: Mauricio Zoch changed "Stage" from "Preparation" to "Submission"
Nov 13, 2008 17:54: changed "Stage" from "Submission" to "Completion"
Proposed translations
+3
8 hrs
LoyalTrans
Legal/Finance translator, 9 years exp
Native in: Chinese 
Works in: English to Chinese, Chinese to English
Related KudoZ points
:
32
Selected
抵押贷款衍生产品
Definition from
own experience or research:
抵押贷款衍生产品是指以抵押贷款的还款额作为资金池（本金和利息均可），以此为基础而打包发行的金融衍生产品。
Example sentences:
抵押贷款衍生产品实际上就是在脍炙人口的“信贷资产证券化”过程中以信贷资产为基础而产生的衍生证券：银行和金融机构将原先基于一定的抵押品（如房地产、交通工具等）发放的贷款再次作为抵押，对这些贷款未来可能的现金流进行打包处理和转化，发行多种不同类型的证券，出售给市场上的投资者，这些以抵押贷款为基础发行的证券就是抵押贷款衍生产品。 (经纬论坛)
4 KudoZ points awarded for this answer.
2 days 20 hrs
按贷衍生品
还是查百度百科吧，很全的。
Definition from
own experience or research:
惨，刚才回答了问题（那个‘按贷衍生品’），忘记登录。结果雁过无痕。。。55555
Example sentences:
还是刚才那句，回答了问题却忘记登录，当了一次活雷锋。。。 (百度百科)
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