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concours bancaires

English translation: bank credit facilities / bank loans

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
French term or phrase:concours bancaires
English translation:bank credit facilities / bank loans
Entered by: df49f (X)

11:08 Jul 16, 2005
French to English translations [PRO]
Bus/Financial - Accounting
French term or phrase: concours bancaires
On a balance sheet.

Banques interets courus
Découvert, concours bancaires

Thanks!
Kathryn McFarland
bank facilities/loans/financing/funding
Explanation:
***

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Note added at 4 hrs 57 mins (2005-07-16 16:06:34 GMT)
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or bank credit facilities
Selected response from:

df49f (X)
France
Local time: 20:32
Grading comment
Thanks very much
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3bank facilities/loans/financing/funding
df49f (X)
5 +1assistance banquaire
eltrex
5 +1banks service fees
Jane Lamb-Ruiz (X)
4 +1cash credit
JCEC
4bank incidentals
normadiah (X)
3accommodation
DocteurPC
3bank credit
234561
2banks overdrafts
writeaway


  

Answers


32 mins   confidence: Answerer confidence 5/5 peer agreement (net): +1
assistance banquaire


Explanation:
les banques ont pour principe de faire payer à leur clients pour tous service rendu. un concours banquaire represent les charges imposées par la banque pour various services.

eltrex
Native speaker of: Native in EnglishEnglish, Native in FrenchFrench
PRO pts in category: 3

Peer comments on this answer (and responses from the answerer)
agree  AbdulHameed Al Hadidi
8 mins
neutral  Charlie Bavington: All true, but the answer lacks one salient feature, to wit, it's not in English :-)
4 hrs
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47 mins   confidence: Answerer confidence 2/5Answerer confidence 2/5
banks overdrafts


Explanation:
not wild guessing but am not sure at all.

[PDF] Multi-lingual glossary (English, French, German, Italian and Spanish)
File Format: PDF/Adobe Acrobat
concours bancaires courants. Überziehungskredit. scoperti bancari. sobregiros bancarios. base stock. stock de base. eiserner Bestand ...
studies.hec.fr/object/SEC/file/ A/YPSWSEWQRPZRMSXNZJYZZZCBESAKRDCA/Glossary5.pdf

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Note added at 48 mins (2005-07-16 11:57:20 GMT)
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http://studies.hec.fr/object/SEC/file/A/YPSWSEWQRPZRMSXNZJYZ...

writeaway
Native speaker of: Native in EnglishEnglish
PRO pts in category: 6
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3 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +1
banks service fees


Explanation:
is what it is

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Note added at 3 hrs 15 mins (2005-07-16 14:24:44 GMT)
--------------------------------------------------

or just: service fees...

Jane Lamb-Ruiz (X)
Specializes in field
Native speaker of: Native in EnglishEnglish, Native in PortuguesePortuguese
PRO pts in category: 261

Peer comments on this answer (and responses from the answerer)
agree  Charlie Bavington: yeah, or "bank charges" in UK English, like when they charge you 30 quid for sending you letter saying you're 15 pence overdrawn. Or indeed, like French banks do, charging you money just for having the account. French banks, eh? :-)
1 hr
  -> yes it's bank charges..but on statements here they say fee
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4 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
bank facilities/loans/financing/funding


Explanation:
***

--------------------------------------------------
Note added at 4 hrs 57 mins (2005-07-16 16:06:34 GMT)
--------------------------------------------------

or bank credit facilities


df49f (X)
France
Local time: 20:32
Native speaker of: Native in FrenchFrench
PRO pts in category: 31
Grading comment
Thanks very much

Peer comments on this answer (and responses from the answerer)
agree  JCEC: Merci pour la clarification
1 hr
  -> il s'agit des différents instruments que vous consent la banque pour apporter un concours financier - loans, revolving credit, open credit lines etc... en plus des overdraft facilities// you're very welcome! :-)
agree  writeaway
4 hrs
agree  Angie Garbarino
22 hrs
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5 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
accommodation


Explanation:
see def GDT : Aide financière qu'accorde ou promet d'accorder un banquier à un client. - it makes sense with your sentence
However, I don't know how common this use of the word is

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Note added at 5 hrs 37 mins (2005-07-16 16:46:03 GMT)
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credit limit?


    Reference: http://granddictionnaire.com
DocteurPC
Canada
Local time: 14:32
Works in field
Native speaker of: Native in FrenchFrench, Native in EnglishEnglish
PRO pts in category: 24
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6 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
cash credit


Explanation:
concours bancaire (courant) FR = cash credit

Crédit à court terme qu'un établissement financier accorde à un client pour lui permettre de faire face à ses besoins de trésorerie, notamment au moment des échéances de fin de mois.

N. e : 1) Dans ce dernier cas, on parle parfois de crédit de calendrier. 2) Un crédit de courrier est un crédit de très courte durée consenti par l'établissement financier pour permettre au client d'effectuer un paiement avant une rentrée de fonds que celui-ci attend très prochainement.

Dictionnaire de la comptabilité et de la gestion financière


JCEC
Canada
Local time: 14:32
Native speaker of: French
PRO pts in category: 16

Peer comments on this answer (and responses from the answerer)
agree  Jane Lamb-Ruiz (X): oh OK but it's not cash credit..it's overdraft protection..that's what it is called...you get the kudoz for the idea!
53 mins
neutral  df49f (X): je crois que le cash credit n'est que l'un des différents types de "concours" possibles parmi d'autres (voir ma note à vous plus haut)
4 hrs
  -> Compris ! Ce terme est totalement inconnu ici...
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9 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
bank credit


Explanation:
Concours bancaires seems to be a general term peculiar to the French banking system covering all credit facilities extended to a client. Bank credit translates this idea adequately.

234561
Local time: 14:32
Works in field
Native speaker of: English

Peer comments on this answer (and responses from the answerer)
neutral  df49f (X): yes, bank credit facilities just like I said a few hours ago!... :-) and it doesn't "seem" to be... it is!
1 hr
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1 day 4 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
bank incidentals


Explanation:
overdraft,bank incidentals

normadiah (X)
Native speaker of: Native in EnglishEnglish, Native in MalayMalay
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