Hungarian term (edited): kamatfel�r

kamatfelár

Az az extra kamat, amelyet egy adott pénzpiacon a viszonylag kockázatosabb besorolású hitelfelvevőnek az irányadó kamaton (benchmark) felül fizetnie kell.
http://www.eco.hu/szotar/dicn849.shtml

Interest surcharge on loans or credit sales,...
(a) In addition to other lawful charges under various state laws, and notwithstanding any restrictions thereunder, a legal licensed lending institution, a vendor making credit sales, any financial institution operating in Alabama or any individual may, if provided in the contract, charge and collect at the time of making a loan or credit sale, on each contract of loan or credit sale, an interest surcharge of not more than six percent of the part of the amount financed, which is not in excess of two thousand dollars ($2000). In addition to any rebate to which the debtor is otherwise entitled, when any contract upon which an interest surcharge has been charged is prepaid in full by any means within 90 days of date of the contract, the creditor shall refund or credit the debtor with a pro rata portion of the interest surcharge, except that in such event an amount of no less than twenty-five dollars ($25) may be retained by the creditor.
http://www.legislature.state.al.us/CodeofAlabama/1975/8-8-14...

A második hálószem egy európai, pontosabban ír bankhoz vezet.