English to Spanish Other Psychology autoayuda

Antes que nada, no sé bajo cuál tema ubicar la consulta. Tentativamente, la estoy colocando bajo "psicología". Estoy ayudando a traducir un libro de autoayuda que tiene que ver con "El secreto" de Rhonda Byrne.

El autor menciona varias veces "universal escrow account", "universe escrow", "endless escrow account", como por ejemplo:

"The moment we know what we really want in our lives, what we want to be, where we want to work, the relationship we dream of, the health we want to enjoy, the house of our dreams or anything that is important to you and you have described in your goals, when we are clear and specific. That is the moment to also ASK the universe for that wish. The universe has an **endless escrow account** for each one of us, waiting for us to ask and it will be given.

When you say “I want” from a place that you know everything you want is coming, it is such a healthy wanting, I want from a place from believing of never getting anything, it is not a good place to be . Once you align your desire with the **universe escrow** it will manifest."

Otra sección del libro:

"Expect the unexpectable, surrender to your dreams, to your inner power and know that whatever it is you asked for and you are focused on, is already on its way to you from the **universe escrow** . Just have an opened mind because it can come through an unusual or unexpected situation, circumstance, a person you didn’t know before, a party you didn’t feel like going, by email, a new neighbor..."

Sé que existe un término financiero técnico para "escrow account" (cuenta de plica). Sin embargo, este es un libro básico como para que cualquier persona con un mínimo de preparación pueda entenderlo, por lo que busco un término más sencillo para traducirlo.

Saludos y muchas gracias por adelantado.