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Glossary entry

Spanish term or phrase:

Chequera Común y Diferido SIN CRUZAR

English translation:

(UK) Book of UNCROSSED Sight- and Deferred-Payment (Postdatable) Cheques

Added to glossary by Adrian MM.
Feb 6, 2020 16:40
4 yrs ago
27 viewers *
Spanish term

Chequera Común y Diferido SIN CRUZAR

Spanish to English Bus/Financial Finance (general) Banking products
Pliego y condiciones de productos (cuenta corriente y caja de ahorro) de un banco en URUGUAY.
En una lista de costos/intereses por servicios:
- Chequera Común y Diferido SIN CRUZAR .............. UI 250
Proposed translations (English)
3 +1 (UK) Book of UNCROSSED Sight- and Deferred-Payment (Postdatable) Cheques
5 Checkbook for a joint and [tax-] deferred account with crossed checks
3 Book of UNCROSSED credit facility checks/cheques
Change log

Feb 8, 2020 08:38: Adrian MM. Created KOG entry

Proposed translations

+1
4 hrs
Spanish term (edited): (Arg. & Uru) Chequera Común y Diferido SIN CRUZAR
Selected

(UK) Book of UNCROSSED Sight- and Deferred-Payment (Postdatable) Cheques

Diferido and not Diferida so a way needs to be found of overcoming the discrepancy of no-agreement.

Un cheque común > Es el que tiene que ser pagado *el día que se presenta al banco* (at sight or on demand). Debe ser presentado dentro de los *30 días* contados desde la fecha en que el cheque fue hecho. http://www.derechofacil.gob.ar/leysimple/cheque/

Cheque diferido: deferred payment check - a legal form of postdated check in Arg. & Uru. (West). How this differs - rather than defers - from a Bill of Exchange or Promissory Note payable in the future need not be canvassed here as the negotiable instrument is still in cheque form.
Example sentence:

El cheque común cumplimenta una sola función económica, cual es la de configurar un instrumento de pago que se entrega y se recibe bajo la premisa de que el firmante del mismo tiene disponible provisión de fondos suficientes en su cuenta corriente.

El cheque de pago diferido reúne dos funciones económicas; una primera función (principal) consistente en la obtención de crédito y una segunda función (complementaria) consistente en el pago del mismo mediante la intervención de un banco.

Reference:

http://www.ele-ve.com.ar/spip.php?page=imprimir_articulo&id_article=9791

http://www.derechofacil.gob.ar/leysimple/cheque/

Peer comment(s):
agree Robert Carter : I saw those links too, but I couldn't decide on what to use for "pago diferido"; looks like more of an euphemism for credit to me, but I suppose literal is probably best.
7 hrs
Thx. and congrats on the 'linking'. The highly ambiguous 'deferred' does look like a credit instrumentation, whilst I did consider turning the chequebook 'mid-checking' into a bill of exchange, promissory note and even an IOU.
Something went wrong...
4 KudoZ points awarded for this answer. Comment: "Thanks"
2 hrs

Checkbook for a joint and [tax-] deferred account with crossed checks

A crossed check is any check that is crossed with two parallel lines, either across the whole check or through the top left-hand corner of the check. This double-line notation signifies that the check may only be deposited directly into a bank account

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Note added at 2 hrs (2020-02-06 18:46:35 GMT)
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non-crossed checks [Sorry]
Peer comment(s):
neutral Robert Carter : As far as I can tell, "común" here is meant in the sense of "ordinary", rather than joint. See Adrian's ref.
10 hrs
Something went wrong...
1 day 6 hrs

Book of UNCROSSED credit facility checks/cheques

I admit some cribbing from Adrian, just wanted to simplify iy=t
Something went wrong...
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