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bijspaarregeling

English translation: supplementary pension plan/scheme

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Dutch term or phrase:bijspaarregeling
English translation:supplementary pension plan/scheme
Entered by: Ineke Hardy

19:23 May 14, 2008
Dutch to English translations [PRO]
Bus/Financial - Finance (general) / pension scheme
Dutch term or phrase: bijspaarregeling
Just a quick Q, dear colleagues: is there a difference between a 'bijspaarregeling' and a 'spaarregeling'? If so, could you provide me with verifiable translation?

Definitions:
1. http://www.deltalloyd.nl/pensioenvisie/bijblijven_in_uw_vak/...
2. http://www.phenc.nl/phc/asp/deelnemers/Pensioenregeling/Pens...
Robert Kleemaier
Canada
Local time: 01:10
supplementary pension plan
Explanation:
That's how I have translated it.
Selected response from:

Ineke Hardy
Netherlands
Local time: 10:10
Grading comment
This is it, Ineke. As the text is for a UK English audience, I also opted for 'supplementary pension scheme.' Thx.
3 KudoZ points were awarded for this answer



Summary of answers provided
4 +2supplementary pension plan
Ineke Hardy
4 +1extra/additional pension savings regulation
sindy cremer
4additional/supplementary savings regulation
DianeGM
4pension savings scheme
Marijke Singer


Discussion entries: 4





  

Answers


27 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
additional/supplementary savings regulation


Explanation:
additional/supplementary savings regulation


    Reference: http://www.encyclo.nl/begrip/Bijspaarregeling
DianeGM
Local time: 11:10
Native speaker of: Native in EnglishEnglish, Native in GreekGreek
PRO pts in category: 4
Notes to answerer
Asker: Nice, Diane. I was thinking along the lines of 'extra...' I'll await further feedback before grading.


Peer comments on this answer (and responses from the answerer)
neutral  Kitty Brussaard: IMO the word 'pension' should be added to avoid misinterpretation, but 'pension savings regulation' gives no (relevant) hits on Google.
11 hrs
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2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
extra/additional pension savings regulation


Explanation:
Bijspaarregeling and Spaarregeling are indeed two separate regulations, the first specifically applicable under pension schemes.
Some Pension Funds explicity call it a "Pensioenbijspaarregeling" (e.g. Stichting Pensioenfonds SDB, see second web ref.), others simply refer to it as a "Bijspaarregeling" (your own definitions).
The TU Delft employee website translates "bijsparen" into "extra pension savings".
Depending on the document you're working on you might want to add the term "pension".



Example sentence(s):
  • "Bij de aanvraag voor deze keuzecombinatie moet u ook het aanvraagformulier 'Bijsparen'...toevoegen"
  • If you choose this option, you need to submit an ‘extra pension savings form’ "

    Reference: http://www.tudelft.nl/live/pagina.jsp?id=61b2b554-a358-4e0c-...
    Reference: http://laurus.eu.watsonwyatt.com/inhoud/bibliotheek/pdf/pens...
sindy cremer
Native speaker of: Native in DutchDutch
PRO pts in category: 17

Peer comments on this answer (and responses from the answerer)
agree  L.J.Wessel van Leeuwen: agree. I called it extra savings scheme.
6 hrs
neutral  Kitty Brussaard: 'Pension savings regulation' shows no (relevant) hits on Google
9 hrs
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8 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +2
supplementary pension plan


Explanation:
That's how I have translated it.

Ineke Hardy
Netherlands
Local time: 10:10
Native speaker of: Native in DutchDutch
PRO pts in category: 3
Grading comment
This is it, Ineke. As the text is for a UK English audience, I also opted for 'supplementary pension scheme.' Thx.

Peer comments on this answer (and responses from the answerer)
agree  Kitty Brussaard: Seems to be used mainly in Canada though! Perhaps use 'supplementary pension scheme' instead.
3 hrs
agree  Siobhan Schoonhoff-Reilly: With Kitty: supplementary pension scheme
7 hrs
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5 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
pension savings scheme


Explanation:
See the following website:
http://www.aviva.com/avivainvestor/index.asp?PageID=2&catego...
"Where there is a demand for extra leave, Delta Lloyd recommends a life-course savings scheme; where there is a demand for extra pension, Delta Lloyd recommends a pension savings scheme. "

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Note added at 11 hrs (2008-05-15 07:07:12 GMT)
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It is not extra or additional, it is a savings scheme to supplement your pension. It is not a regulation either: scheme for the UK and plan for the US

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Note added at 12 hrs (2008-05-15 08:10:01 GMT)
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Dear Kitty,
I think you are missing the point: a supplementary pension scheme is just a standard pension scheme but it is not your first or primary pension scheme while with bijspaarregeling they actually do mean a savings scheme but specifically for a pension (to use when you retire and it attracts special dispensation with regard to taxation and such). It has recently emerged that many pension schemes are not sufficient to cover your needs when you retire so the UK at least has decided to put special savings schemes in place to close the gap (they are made attractive from a taxation perspective).

Marijke Singer
Spain
Local time: 10:10
Specializes in field
Native speaker of: Native in EnglishEnglish, Native in SpanishSpanish
PRO pts in category: 48

Peer comments on this answer (and responses from the answerer)
neutral  Kitty Brussaard: IMO 'supplementary' should be added to avoid misinterpretation and 'savings' may be left out ('supplementary pension scheme')./ I apparently misinterpreted 'supplementary' :-) Perhaps 'extra pension savings scheme' is the most unambiguous translation!
6 hrs
  -> See above.
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