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"Undoubtedly, the prolonged economic stagnation in 1990s has heavily affected the non-life insurance industry as clearly shown in the lower average growth rate of 0.9% per year of the industry-wise direct premium income in that period as compared to that of 10.2% in 1980s."
"The Insurance Foundation Certificate (IFC) qualification is a recognised, stand-alone qualification which provides a solid foundation of knowledge of basic insurance principles, insurance practice and general (non-life) insurance products."