May 29, 2006 08:31
17 yrs ago
5 viewers *
English term
Kuwait
Legal and financial written translation
Native in: Arabic 
Works in: Arabic, English to Arabic, Arabic to English, and 1 more.
credit verification
English
Other
Business/Commerce (general)
HR manual
This term was mentioned at an HR manual as follows:
Upon employment of an new employee:
HR department carries out the following:
Background (reference) Checks
Background checks include verification of education, professional certifications / licences, criminal history information (if available), driving licence, previous employment, military service (where applicable), credit verification (if available). The candidate should produce original educational certificates for verification.
Upon employment of an new employee:
HR department carries out the following:
Background (reference) Checks
Background checks include verification of education, professional certifications / licences, criminal history information (if available), driving licence, previous employment, military service (where applicable), credit verification (if available). The candidate should produce original educational certificates for verification.
Responses
| 4 +3 | credit good? |
Kurt Porter
|
| 4 +6 | credit rating |
Jack Doughty
|
| 4 +3 | cerditworthiness |
Dave Calderhead
|
| 3 -3 | unit of study - in this context |
sergey (X)
|
Responses
+3
3 mins
Kurt Porter
Native in English
&
English
Specializes in field
Experienced translator/interpreter
Native in: English
Works in: Russian to English, English to Russian, English, and 1 more.
Related KudoZ points
:
8
Selected
credit good?
Have you paid all your bills on time? Are your credit cards paid up to date, or are you on-time with your payments?
Have you ever defaulted on a loan?
Have you ever declared bankruptcy?
Companies check this kind of information. For some reason they have the impression that if you pay your bills, you can be trusted. :) :)
Have you ever defaulted on a loan?
Have you ever declared bankruptcy?
Companies check this kind of information. For some reason they have the impression that if you pay your bills, you can be trusted. :) :)
Peer comment(s):
| agree |
Bailatjones
: yes, they want to know whether your credit (rating) is good
8 mins
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Yep, thank you MIchelle.
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| agree |
William [Bill] Gray
: And I think Jack has given us a bit more British flavour!
36 mins
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Thanks Bill!
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| agree |
Dave Calderhead
44 mins
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Thank you, Dave.
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| agree |
Hebat-Allah El Ashmawy
2 hrs
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Thank you, Hebat-Allah.
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| disagree |
sergey (X)
: one can verify existence of credit or lack of it, or can do a check on sb's credit rating. semantically it sounds wrong to an educated ear in the sense that you've suggested... PS only a seemingly educated one... PSS oh, pleaase :-) i stand by my answer..
7 hrs
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I was breaking it down into simple terms. An educated natvie speaker of English readily understands what "credit verification" means. I guess Dave's answer kind of stung you? Let it go..It will be fine, really. :) :)
|
4 KudoZ points awarded for this answer.
Comment: "Many thanks to All of you "
+6
7 mins
Jack Doughty
United Kingdom
United Kingdom
Native in English
&
English
United Kingdom
Translator since 1953
Native in: English
Works in: Russian to English, German to English, English
Related KudoZ points
:
126
credit rating
I think this is the same as credit rating, i.e. reliability for repayment of credit. It is possible to obtain a rating of someone's creditworthiness by applying to companies specializinng in this subject.
Peer comment(s):
| agree |
Bailatjones
: Yes, in this context they want to verify whether you have good credit. IMHO, Credit rating is the correct term
5 mins
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Thank you.
|
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| agree |
William [Bill] Gray
: This is a bit more British sounding, while Kurt sounds more like our cousins!!
32 mins
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Thank you, though I somehow thought "credit rating" was common in the USA too.
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| agree |
Dave Calderhead
41 mins
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Thank you.
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| agree |
LJC (X)
1 hr
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Thank you.
|
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| agree |
NancyLynn
: credit rating is fine in Canada too! - companies check this for reliability, just as they ask how long you've lived at your current address, etc
4 hrs
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Thank you.
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| agree |
Gail Patricia Bulla - nee Charrion
5 hrs
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Thank you.
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| disagree |
sergey (X)
: one can verify existence of credit or lack of it, or can do a check on sb's credit rating. semantically it sounds wrong to an educated ear in the sense that you've suggested...
7 hrs
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| agree |
Andreea Bostan
4 days
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Thank you.
|
-3
9 mins
unit of study - in this context
a unit of study at a college or iniversity
the fact of having successfully completed a unit of study
--------------------------------------------------
Note added at 15 mins (2006-05-29 08:47:14 GMT)
--------------------------------------------------
Frequently Asked Questions
Section I - Associate Degrees and Certificates of Achievement
This section answers questions mainly for 2-year associate degrees and one-year certificates of achievement. For certificates of accomplishment and certificates of completion which require less than 45 credits for completion, please refer to Section II.
*
What should I do if I am finishing my program?
*
What are the steps to apply for graduation?
*
Where can I obtain a graduation application?
*
What other documents do I need to submit?
*
How can I change or modify my application?
*
What will happen after I submit an application?
*
What if I have not completed the requirements?
*
What do I need to submit to transfer in credits?
*
What is an acceptable official transcript?
*
How are the grades of transfer-in credits counted?
*
How do I qualify to graduate with honors?
*
When will I receive the degree/certificate?
*
When will I hear about commencement?
*
How can I request a diploma replacement?
*
How do I contact the Evaluations Office?
------------------------------------------------------------------------
What should I do if I am finishing my program?
*
You must apply for graduation to receive an associate degree or certificate of achievement.
*
One graduation application must be filed with a $16.35 fee for each degree or certificate.
*
To ensure timely notification of meeting graduation requirements, any application must be submitted prior to the deadline listed below for the quarter you expect to graduate:
*
Summer Quarter - March 15
Fall Quarter - June 1
Winter Quarter - October 10
Spring Quarter - December 10
Go back to Top
------------------------------------------------------------------------
What are the steps to apply for graduation?
*
Register for graduation by using the correct item number (GRD1, GRD2, etc.) in web registration or in person at the Student Services Center.
*
Pay the processing fee for each application via web registration or at the cashier's office. (Currently the fee is $16.35)
*
Select and submit the correct application for each degree or certificate online, via U.S. mail or in person to the Student Services Center or the Evaluations Office.
Go back to Top
------------------------------------------------------------------------
Where can I obtain a graduation application?
*
Online at http://www.bcc.ctc.edu/enrollment/graduation/apply/
*
In person at the Student Services Center or the Evaluations Office.
Go back to Top
------------------------------------------------------------------------
What other documents do I need to submit?
*
Official transcript - To apply credits from another college or university toward BCC degree or certificate requirements, official transcripts (in their original, sealed envelopes) must be submitted to the Evaluations Office along with the graduation application.
*
Associate in Science Degree advising/completion worksheet - Students who apply for an Associate in Science Degree (Track I or II) must first meet with a science advisor to plan the specific courses for their major. A copy of the degree advising worksheet signed by the advisor must be submitted to the Evaluations Office along with the graduation application.
*
Professional program advising/completion worksheet - Students in professional programs should first meet with the program chair to review coursework for completing the program requirements. A copy of the degree/certificate completion checklist signed by the Program Chair must be submitted to the Evaluations Office along with the graduation application.
*
Professional course substitution or waiver approval - Program chairs will indicate any approved course substitutions or transferred-in credits on the degree (or certificate) advising/completion worksheet. A copy of the worksheet signed by the program chair must be submitted along with the graduation application.
*
High school transcript - Students who choose to use their advanced algebra course completed in high school to meet the intermediate algebra requirement for the Associate in Arts and Sciences Degree must submit an official high school transcript to the Evaluations Office along with the graduation application.
*
Approved academic concentration application - Students who apply for an academic concentration for the Associate in Arts and Sciences Degree must first contact the department chair of the academic department for approval. An academic concentration application signed by the chair must be submitted to the Evaluations Office along with the graduation application. (Currently English, Music, Philosophy and Psychology offer academic concentrations)
Go back to Top
------------------------------------------------------------------------
How can I change or modify my application?
*
Online - Fill in and submit a Student Inquiry Form online. Be sure to include your full name and BCC student identification number in the message.
*
Email - Send an email to the Evaluations Office. Include your full name and BCC student identification number in the email.
*
In person - Visit the Evaluations Office in room B125.
Go back to Top
------------------------------------------------------------------------
What will happen after I submit an application?
*
Confirmation for receipt of application - An email will be sent by the Evaluation Office to confirm the receipt of your application.
*
Preliminary graduation evaluation - Your credits will be evaluated according to the requirements of the degree or certificate you indicate on your graduation application.
*
Notification of qualification status - A copy of your official degree or certificate graduation evaluation will be sent to you by the quarter you plan to graduate.
*
Final credit evaluation - Your credits will be reviewed again after the grades of your final quarter are posted to your transcript.
*
Notification of degree completion - If the final credit evaluation verifies that you have completed all graduation requirements, you will be notified by mail after your degree or certificate is posted to your transcript.
Go back to Top
------------------------------------------------------------------------
What if I have not completed the requirements?
*
You need to contact the Evaluations Office to defer your graduation.
*
You will be notified by mail if you have not completed all requirements by your final quarter.
*
The letter will state that you have approximately 4 weeks to contact the Evaluations Office by email or in person to change your graduation to a later quarter.
*
After the deadline, you will be required to resubmit another graduation application as well as pay the application fee.
Go back to Top
------------------------------------------------------------------------
What do I need to submit to transfer in credits?
*
Official transcript - An official transcript in a sealed envelope from the transfer institution must be submitted to the Evaluations Office when you apply for graduation.
*
Course descriptions - For coursework completed prior to summer 1994, you must also submit course descriptions copied from the catalog in effect when the course or courses were taken.
*
Official English translation - For transcripts or course descriptions which are not written in English, an official English translation by a certified translator must be submitted.
Go back to Top
------------------------------------------------------------------------
What is an acceptable official transcript?
*
A transcript is official if it is sent directly from the sending institution to BCC.
*
It can also be sent via electronic transmission directly to BCC from any community college in the State of Washington.
*
Students can deliver a transcript to BCC in person if it is sealed in an official envelope from the sending institution.
*
The BCC Admissions Office may have returned a transcript from another institution to you in mail. If so, it is acceptable to use as an official transcript at BCC if it is sealed in an envelope labeled "Official for BCC use only".
Go back to Top
------------------------------------------------------------------------
How are the grades of transfer-in credits counted?
*
Credits and grades from other institutions are not included in the calculation of the cumulative GPA for graduation.
*
Transfer credits with less than a "D" grade or "1.0" in numeric grading system are not counted to satisfy a graduation requirement.
Go back to Top
------------------------------------------------------------------------
How do I qualify to graduate with honors?
*
Students who have earned an associate degree or certificate of achievement and have maintained at least a cumulative grade-point average of 3.50 or above will receive honors recognition in the printed program distributed at the June commencement ceremony.
*
All students graduating with honors will have their degrees and transcripts marked with "honors".
*
Credits and grades transferred to BCC from other colleges and universities are not included in the calculation of the cumulative grade-point average.
Go back to Top
------------------------------------------------------------------------
When will I receive the degree/certificate?
*
If the final credit verification process shows you have completed all graduation requirements, the degree or certificate will show on your transcript approximately 2-3 weeks after the quarterly grades are posted to your transcript. A notification of completion will then be mailed to you.
http://www.bcc.ctc.edu/enrollment/graduation/faqs/
the fact of having successfully completed a unit of study
--------------------------------------------------
Note added at 15 mins (2006-05-29 08:47:14 GMT)
--------------------------------------------------
Frequently Asked Questions
Section I - Associate Degrees and Certificates of Achievement
This section answers questions mainly for 2-year associate degrees and one-year certificates of achievement. For certificates of accomplishment and certificates of completion which require less than 45 credits for completion, please refer to Section II.
*
What should I do if I am finishing my program?
*
What are the steps to apply for graduation?
*
Where can I obtain a graduation application?
*
What other documents do I need to submit?
*
How can I change or modify my application?
*
What will happen after I submit an application?
*
What if I have not completed the requirements?
*
What do I need to submit to transfer in credits?
*
What is an acceptable official transcript?
*
How are the grades of transfer-in credits counted?
*
How do I qualify to graduate with honors?
*
When will I receive the degree/certificate?
*
When will I hear about commencement?
*
How can I request a diploma replacement?
*
How do I contact the Evaluations Office?
------------------------------------------------------------------------
What should I do if I am finishing my program?
*
You must apply for graduation to receive an associate degree or certificate of achievement.
*
One graduation application must be filed with a $16.35 fee for each degree or certificate.
*
To ensure timely notification of meeting graduation requirements, any application must be submitted prior to the deadline listed below for the quarter you expect to graduate:
*
Summer Quarter - March 15
Fall Quarter - June 1
Winter Quarter - October 10
Spring Quarter - December 10
Go back to Top
------------------------------------------------------------------------
What are the steps to apply for graduation?
*
Register for graduation by using the correct item number (GRD1, GRD2, etc.) in web registration or in person at the Student Services Center.
*
Pay the processing fee for each application via web registration or at the cashier's office. (Currently the fee is $16.35)
*
Select and submit the correct application for each degree or certificate online, via U.S. mail or in person to the Student Services Center or the Evaluations Office.
Go back to Top
------------------------------------------------------------------------
Where can I obtain a graduation application?
*
Online at http://www.bcc.ctc.edu/enrollment/graduation/apply/
*
In person at the Student Services Center or the Evaluations Office.
Go back to Top
------------------------------------------------------------------------
What other documents do I need to submit?
*
Official transcript - To apply credits from another college or university toward BCC degree or certificate requirements, official transcripts (in their original, sealed envelopes) must be submitted to the Evaluations Office along with the graduation application.
*
Associate in Science Degree advising/completion worksheet - Students who apply for an Associate in Science Degree (Track I or II) must first meet with a science advisor to plan the specific courses for their major. A copy of the degree advising worksheet signed by the advisor must be submitted to the Evaluations Office along with the graduation application.
*
Professional program advising/completion worksheet - Students in professional programs should first meet with the program chair to review coursework for completing the program requirements. A copy of the degree/certificate completion checklist signed by the Program Chair must be submitted to the Evaluations Office along with the graduation application.
*
Professional course substitution or waiver approval - Program chairs will indicate any approved course substitutions or transferred-in credits on the degree (or certificate) advising/completion worksheet. A copy of the worksheet signed by the program chair must be submitted along with the graduation application.
*
High school transcript - Students who choose to use their advanced algebra course completed in high school to meet the intermediate algebra requirement for the Associate in Arts and Sciences Degree must submit an official high school transcript to the Evaluations Office along with the graduation application.
*
Approved academic concentration application - Students who apply for an academic concentration for the Associate in Arts and Sciences Degree must first contact the department chair of the academic department for approval. An academic concentration application signed by the chair must be submitted to the Evaluations Office along with the graduation application. (Currently English, Music, Philosophy and Psychology offer academic concentrations)
Go back to Top
------------------------------------------------------------------------
How can I change or modify my application?
*
Online - Fill in and submit a Student Inquiry Form online. Be sure to include your full name and BCC student identification number in the message.
*
Email - Send an email to the Evaluations Office. Include your full name and BCC student identification number in the email.
*
In person - Visit the Evaluations Office in room B125.
Go back to Top
------------------------------------------------------------------------
What will happen after I submit an application?
*
Confirmation for receipt of application - An email will be sent by the Evaluation Office to confirm the receipt of your application.
*
Preliminary graduation evaluation - Your credits will be evaluated according to the requirements of the degree or certificate you indicate on your graduation application.
*
Notification of qualification status - A copy of your official degree or certificate graduation evaluation will be sent to you by the quarter you plan to graduate.
*
Final credit evaluation - Your credits will be reviewed again after the grades of your final quarter are posted to your transcript.
*
Notification of degree completion - If the final credit evaluation verifies that you have completed all graduation requirements, you will be notified by mail after your degree or certificate is posted to your transcript.
Go back to Top
------------------------------------------------------------------------
What if I have not completed the requirements?
*
You need to contact the Evaluations Office to defer your graduation.
*
You will be notified by mail if you have not completed all requirements by your final quarter.
*
The letter will state that you have approximately 4 weeks to contact the Evaluations Office by email or in person to change your graduation to a later quarter.
*
After the deadline, you will be required to resubmit another graduation application as well as pay the application fee.
Go back to Top
------------------------------------------------------------------------
What do I need to submit to transfer in credits?
*
Official transcript - An official transcript in a sealed envelope from the transfer institution must be submitted to the Evaluations Office when you apply for graduation.
*
Course descriptions - For coursework completed prior to summer 1994, you must also submit course descriptions copied from the catalog in effect when the course or courses were taken.
*
Official English translation - For transcripts or course descriptions which are not written in English, an official English translation by a certified translator must be submitted.
Go back to Top
------------------------------------------------------------------------
What is an acceptable official transcript?
*
A transcript is official if it is sent directly from the sending institution to BCC.
*
It can also be sent via electronic transmission directly to BCC from any community college in the State of Washington.
*
Students can deliver a transcript to BCC in person if it is sealed in an official envelope from the sending institution.
*
The BCC Admissions Office may have returned a transcript from another institution to you in mail. If so, it is acceptable to use as an official transcript at BCC if it is sealed in an envelope labeled "Official for BCC use only".
Go back to Top
------------------------------------------------------------------------
How are the grades of transfer-in credits counted?
*
Credits and grades from other institutions are not included in the calculation of the cumulative GPA for graduation.
*
Transfer credits with less than a "D" grade or "1.0" in numeric grading system are not counted to satisfy a graduation requirement.
Go back to Top
------------------------------------------------------------------------
How do I qualify to graduate with honors?
*
Students who have earned an associate degree or certificate of achievement and have maintained at least a cumulative grade-point average of 3.50 or above will receive honors recognition in the printed program distributed at the June commencement ceremony.
*
All students graduating with honors will have their degrees and transcripts marked with "honors".
*
Credits and grades transferred to BCC from other colleges and universities are not included in the calculation of the cumulative grade-point average.
Go back to Top
------------------------------------------------------------------------
When will I receive the degree/certificate?
*
If the final credit verification process shows you have completed all graduation requirements, the degree or certificate will show on your transcript approximately 2-3 weeks after the quarterly grades are posted to your transcript. A notification of completion will then be mailed to you.
http://www.bcc.ctc.edu/enrollment/graduation/faqs/
Peer comment(s):
| disagree |
Bailatjones
: I'm sorry but in this context I do not think this is what they mean. Verification of education was listed first and this is a separate item related to credit history
4 mins
|
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they ask for educational certificates again in the last sentence
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| disagree |
William [Bill] Gray
: Credit can refer to university study achievments, but not in the context of this asker; here it clearly means a check on how reliable you are in fulfilling your financial committments. (It might be better just to post the weblink instead of a long post)
27 mins
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that was my intention but the whole thing got pasted instead. why would they ask for educational certificates for verification then in the end, in your view?
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| disagree |
Dave Calderhead
: and agree with Michelle and Bill - why don't you hide this answer to save yourself even more embarassment and keep the entries shorter
37 mins
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i would suggest that you read the whole entry because it appears that you have very little understanding as to what 'credit verification' means in english in educational terms...
|
+3
45 mins
Dave Calderhead
Netherlands
Netherlands
Native in English
&
English
Specializes in field
Netherlands
Reliable translations, reasonable rates
Native in: English
Works in: Dutch to English, English
Related KudoZ points
:
32
cerditworthiness
as an alternative to Jack's and Kurt's answers.
I am just completing a translation for a major international collection and company information firm, and creditworthiness of people and companies is constantly mentioned
--------------------------------------------------
Note added at 46 mins (2006-05-29 09:18:16 GMT)
--------------------------------------------------
oops - that should read
creditworthiness
in the answer heading
--------------------------------------------------
Note added at 21 hrs (2006-05-30 06:09:37 GMT)
--------------------------------------------------
note that there is no mention that this only applies to newly graduated people.
IMHO this applies to all people being offered a job, and is very possibly a financial company or a listed company to which people with bad creditworthiness might pose a potential risk - we have a jokey poster in our office at work "Integrity can be bought!" apappl
--------------------------------------------------
Note added at 21 hrs (2006-05-30 06:12:25 GMT)
--------------------------------------------------
apappl - a piece of appropriate printed poster logic
I am just completing a translation for a major international collection and company information firm, and creditworthiness of people and companies is constantly mentioned
--------------------------------------------------
Note added at 46 mins (2006-05-29 09:18:16 GMT)
--------------------------------------------------
oops - that should read
creditworthiness
in the answer heading
--------------------------------------------------
Note added at 21 hrs (2006-05-30 06:09:37 GMT)
--------------------------------------------------
note that there is no mention that this only applies to newly graduated people.
IMHO this applies to all people being offered a job, and is very possibly a financial company or a listed company to which people with bad creditworthiness might pose a potential risk - we have a jokey poster in our office at work "Integrity can be bought!" apappl
--------------------------------------------------
Note added at 21 hrs (2006-05-30 06:12:25 GMT)
--------------------------------------------------
apappl - a piece of appropriate printed poster logic
Peer comment(s):
| agree |
William [Bill] Gray
: (He did slip in an apology Dave, while you were responding!!)
6 mins
|
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Thanks, Bill (:-{)> I think the creditworthiness is for an indication of responsible citizenship - that they have not wasted their student loan and needed to overborrow?
|
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| disagree |
sergey (X)
: one can verify existence of credit or lack of it, or can do a check on sb's credit rating. semantically it sounds wrong to an educated ear in the sense that you've suggested... PS the emphasis is on education, probably employing a graduate...
6 hrs
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The whole sentence is concerned with background screening, in other words a security check - the implication is that everyone applying is thoroughly screened to minimise risks to the company - financial or otherwise//see new note
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| agree |
marybro
: creditworthiness screening; verifying that the employee is creditworthy (has an acceptable credit rating)
14 hrs
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Thanks, Mary (:-|)>
|
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| agree |
humbird
: Yes, someone who pays the bill **punctually**. A trustworthy person (or company, but not in this context).
1 day 7 hrs
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Thanks, Susan (:-{)>
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| agree |
amifrankfurt
2 days 20 hrs
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Thanks (:-{)>
|
Discussion
credit rating is not credit verification in the context of educational certificates ...